Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Katrina* |
| State: | QLD |
| Sex: | Female |
| Age: | 39 |
| Married/Single: | Married |
| Listing Type: | Court Action |
| Original Creditor: | Streetscape Advertising |
| Current Creditor: | – |
| Paid / Unpaid: | Paid |
| Listing Amount: | $5861 |
| Commenced work: | 30/04/2018 |
| Default Resolution: | 01/05/2018 |
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Credit Repair Background:
Katrina and her husband applied for finance but were rejected as Katrina had a default on her credit file. The listing happened when the advertising company changed the invoice when they could not pursue the owner of the debt. The debt was never Katrina’s. Katrina and her husband had over $100,000 stolen from their business when a contractor went bankrupt. They advised this but the debt collector showed no compassion. They did not engage legal representation to defend the proceedings against the plaintiff as they had already spent a considerable amount of money on the debt and were told there was nothing that they could do.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
Removed during request stage, no documents and no reason provided. Plaintiff’s solicitors have agreed to sign consent orders to set aside judgment.
Summary:
Katrina and her husband were referred to our Law Firm by their mortgage broker. Katrina engaged MyCRA Lawyers to investigate the likelihood of removal of a court action listing on her credit file as they applied for finance and were declined. The listing was the direct result of the time when the advertising company changed the invoice when they could not pursue the owner of the debt. MyCRA Lawyers negotiated the successful removal of her court action listing in just 1 day. Katrina* and her husband can now confidently apply for finance. Congratulations Katrina and good luck!
Katrina’s* name has been changed to protect privacy
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