Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
Name: | Khloe* |
State: | WA |
Sex: | Female |
Age: | 27 |
Married/Single: | Single |
Listing Type: | Default |
Original Creditor: | Panthera Finance |
Current Creditor: | – |
Paid / Unpaid: | Unpaid |
Listing Amount: | $1218 |
Commenced work: | 09/05/2019 |
Default Resolution: | 22/10/2019 |
Credit Repair Background:
Khloe* was experiencing financial hardship at the time of the default. She did not get any notices and forgot about the account. Creditor sent notices to Khloe’s old address.
What were any challenges with the creditor?
Partial documents received from Panthera and they advised that they were unable to locate an error in the default listing process undertaken by Panthera Finance.
Why was the listing removed?
MyCRA Lawyers lodged an ombudsman complaint as notices were sent to Khloe’s* old address. The complaint was submitted to Panthera in regards to Legal Notices have been sent to the incorrect last known address & Hardship circumstances.
Summary:
Khloe* engaged MyCRA Lawyers to investigate the likelihood of removal of a Panthera Finance default listing on her credit file. The listing resulted when Khloe* was experiencing financial hardship and notices were sent to her old address. Khloe* only discovered the bad credit default listing when she was later declined for finance. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 166 days. Khloe* can now move forward financially. Congratulations Khloe and good luck!
Khloe’s* name has been changed to protect privacy
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