Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Mary* |
| State: | QLD |
| Sex: | Female |
| Age: | 38 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | Optus |
| Current Creditor: | Panthera Finance |
| Paid / Unpaid: | Paid |
| Listing Amount: | $298 |
| Commenced work: | 09/12/2019 |
| Default Resolution: | 16/12/2019 |
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Credit Repair Background:
Mary* has two default listings on her credit file. She has been the only person working in her family for many years. As she was in between moving house and was not made aware of this debt until she had paid off her Optus Bill. Once she was made aware and made contact with the creditor, she was able to pay this in full.
What were any challenges with the creditor?
There were no issues with the creditor as they responded to our credit repair lawyers’ default removal requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers sent an initial request letter to Panthera Finance providing Mary’s* hardship circumstances and upon review have agreed to remove the default listing.
Summary:
Mary* engaged MyCRA Lawyers to investigate the likelihood of removal of two default listings on her credit file. The listings resulted when Mary* was the sole income earner in her family for years and as she was in between moving house and was not made aware of this debt until she had paid off her Optus Bill. Maria* only discovered the bad credit default listings when she was later declined for finance. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in just 7 days. Congratulations Mary and good luck!
Mary’s* name has been changed to protect privacy
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