Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Nicholas* |
| State: | VIC |
| Sex: | Male |
| Age: | 26 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | Optus |
| Current Creditor: | – |
| Paid / Unpaid: | Paid |
| Listing Amount: | $828 |
| Commenced work: | 05/02/2018 |
| Default Resolution: | 26/04/2018 |
 |
Credit Repair Background:
Nick wanted to purchase another house however he has 3 default listings on his credit file. Nick moved out of his father’s house to an area that did not have coverage and raised the issue with Optus. Optus agreed to let him out of his contract but requested that he return his handset. Nick posted the handset and never heard anything further from Optus. He then found out that a default had been placed and paid the account in full.
What were any challenges with the creditor?
Optus refused to provide the documents our Law Firm had requested.
Why was the listing removed?
MyCRA Lawyers provided a stat dec and supporting documents to Optus to verify Nick’s claims to have the default removed. Nick claimed that he was receiving poor mobile coverage and complained to Optus. Optus agreed to let him out of his contract but requested that he post his handset. Nick claims that he posted the handset and never heard anything further from Optus. He then discovered that a default had been placed and paid the account in full. Optus agreed to remove the default.
Summary:
Nicholas was referred to MyCRA Lawyers by his mortgage broker and he engaged MyCRA Lawyers to investigate the likelihood of removal of 3 default listings on his credit file. Nicholas only discovered the bad credit default listings when he applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 80 days. Nicholas* can now achieve finance approval as his 3 default listings were removed. Congratulations Nicholas and good luck!
Nicholas’* name has been changed to protect privacy
Leave A Comment