Bad Credit Rating Removal Case Study
Client Profile:
Name: | Phenia* |
State: | NSW |
Sex: | Female |
Age: | 26 |
Married/Single: | Single |
Listing Type: | Enquiry |
Original Creditor: | MCB Finance |
Current Creditor: | – |
Paid / Unpaid: | Unpaid |
Listing Amount: | $400 |
Commenced work: | 01/03/2018 |
Default Resolution: | 28/05/2018 |
Credit Repair Background:
Phenia had 8 enquiry listings on her credit report. She did not apply for the account and had no knowledge of what the IPF Digital enquiry listing is all about.
What were any challenges with the creditor?
MCB Finance refused to provide the documents MyCRA Lawyers had requested.
Why was the listing removed?
MyCRA Lawyers drafted a CIO complaint as MCB Finance did not provide the required documents our Law Firm had requested. MCB Finance since agreed to remove the default.
Summary:
Phenia engaged MyCRA Lawyers to investigate the likelihood of removal of 8 enquiry listings on her credit file. Phenia had no knowledge of how the IPF Digital enquiry listing came about. MyCRA Lawyers negotiated the successful removal of her enquiry listing in 88 days. Phenia* is now a step closer to achieving a finance approval. Congratulations Phenia and good luck!
Phenia’s* name has been changed to protect privacy
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