Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Private Company* |
| State: | QLD |
| Sex: | – |
| Age: | – |
| Married/Single: | – |
| Listing Type: | Commercial Default |
| Original Creditor: | Origin Energy |
| Current Creditor: | Panthera Finance |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $8,403 |
| Commenced work: | 10/04/2019 |
| Default Resolution: | 04/12/2019 |
 |
Credit Repair Background:
At the time, the account name was registered under Private Company’s* then partner’s details, including home address and contact information. After the relationship broke down, the account details were not subsequently transferred to Private Company’s* name. As such, Private Company* was unable to receive any correspondence from Origin, including bills and reminder letters regarding overdue payments. Private Company* was also not informed of the circumstances or have been notified about any correspondences from Origin from their former partner as they severed contact after the relationship breakdown.
What were any challenges with the creditor?
Panthera Finance’s records indicate there was currently no default listing associated to the outstanding Origin Energy account, as such, they have requested further information to investigate this matter.
Why was the listing removed?
MyCRA Lawyers sent a complaint letter to Panthera Finance addressing outstanding issues and upon review have agreed to remove the default listing.
Summary:
Private Company* engaged MyCRA Lawyers to investigate the likelihood of removal of an Origin Energy / Panthera Finance default listing on their credit file. The listing resulted when they cut ties with their former partner and they were not informed of the circumstances or have been notified about any correspondences from Origin from their former partner. Private Company* only discovered the bad credit default listing when they were later declined for finance. MyCRA Lawyers negotiated the successful removal of their bad credit default listing in 238 days. Private Company* can now move forward financially. Congratulations Private Company and good luck!
Private Company’s* name has been changed to protect privacy
Leave A Comment