Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Purini* |
| State: | QLD |
| Sex: | Female |
| Age: | 32 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | Optus |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $291.69 |
| Commenced work: | 26/02/2018 |
| Default Resolution: | 02/03/2018 |
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Credit Repair Background:
Purini has two defaults currently on her credit file and she needs them removed in order to get their home loan. Purini took her family overseas for a period, and it was during this time she got the default.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
Optus agreed to remove the default because account has been paid in full and she was unable to have made payment due to being overseas.
Summary:
Purini engaged MyCRA Lawyers to investigate the likelihood of removal of 2 default listings on her credit file. These listings were the direct result of the time she went overseas. Purini only discovered the bad credit default listings when she applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in just 2 days. Purini* is now a step closer to achieving a finance approval. Congratulations Purini and good luck!
Purini’s* name has been changed to protect privacy
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