Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Purinisese* |
| State: | QLD |
| Sex: | Female |
| Age: | 32 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | Optus |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $1798.12 |
| Commenced work: | 26/02/2018 |
| Default Resolution: | 19/03/2018 |
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Credit Repair Background:
Purini has two defaults currently on her credit file and she needs them removed in order to obtain a home loan. Purini had gone overseas for a period and missed her Optus payments on both accounts.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
Optus removed the default listing for the first account, because it had been settled. MyCRA Lawyers alerted Optus to the fact that the second account had also been settled and provided evidence accordingly. MyCRA Lawyers also raised Purini’s hardship and provided evidence of this.
Summary:
Purini engaged MyCRA Lawyers to investigate the likelihood of removal of 2 default listings on her credit file. These listings were the direct result of the time she went overseas. Purini only discovered the bad credit default listings when she applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in just 21 days and Purini* can now confidently achieve finance approval as her two telco defaults are now removed. Congratulations Purini and good luck!
Purini’s* name has been changed to protect privacy
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