Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Rangi* |
| State: | WA |
| Sex: | Female |
| Age: | 34 |
| Married/Single: | Domestic Partners |
| Listing Type: | Default |
| Original Creditor: | Kleenheat Gas |
| Current Creditor: | – |
| Paid / Unpaid: | Paid |
| Listing Amount: | $537 |
| Commenced work: | 27/08/2018 |
| Default Resolution: | 28/08/2018 |
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Credit Repair Background:
Rangi did not know about the default until she saw her mortgage broker and he looked her up. Kleenheat provided Rangi energy and she called them to tell them she was moving and gave them her forwarding address. She paid the outstanding balance and she never received any communication from that point forward. Rangi received her bills by both email and in the mail as a paper copy. She received no notices or communications by either email, or post. She found out about the default and immediately paid it.
What were any challenges with the creditor?
There were no issues with the creditor as they responded to our Law Firm requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers sent an initial request letter to Kleenheat Gas and upon further review, they have agreed to remove the default listing.
Summary:
Rangi engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing on her credit file. The listing was the direct result of the time Rangi never received any communication regarding the outstanding amount. Rangi only discovered the bad credit default listing when she applied for finance and got declined. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in just 1 day. Rangi* can now confidently apply for home loan. Congratulations Rangi and good luck!
Rangi’s* name has been changed to protect privacy
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