Mycra Lawyers - Credit Repair Industry Experts

Bad Credit Rating Default Removal Case Study

MyCRA (Specialist Credit Repair) Lawyers Client Profile:

Name: Sanja*
State: QLD
Sex: Female
Age: 29
Married/Single: Single
Listing Type: Default
Original Creditor: Origin Energy
Current Creditor:
Paid / Unpaid: Paid
Listing Amount: $268
Commenced work: 05/03/2018
Default Resolution: 01/10/2018
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Credit Repair Background:
Sanja* had 3 default listings on her credit file.

She incurred the Origin default after Sanja had moved out and her lease was taken over by her sister. Sanja’s sister didn’t pay the bill or advise Sanja of her difficulties until months later.

What were any challenges with the creditor?
Origin Energy was adamant that the default was listed correctly and initially refused to remove the listing.

Why was the listing removed?
MyCRA Lawyers identified various breaches of privacy laws, which (depending upon the severity and specific nature) could mean up to $1.7Mil in fines! MyCRA Lawyers offered to indemnify Origin if they agreed to remove the listing. Origin refused to respond; so MyCRA Lawyers lodged a complaint with OAIC and informed Origin of the lodgement, offering to withdraw the complaint on the condition that Origin agreed to remove the listing. Origin, without admission, agreed to remove the listing as per our request.

Sanja engaged MyCRA Lawyers to investigate the likelihood of removal of 3 default listings on her credit file. These listings were the direct result of the time she moved address and was struggling financially. Sanja only discovered the bad credit default listings when she applied for finance and got declined. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 210 days. Sanja can now move forward financially as her three default listings are removed.

Congratulations Sanja and good luck!

*Sanja’s name has been changed to protect privacy.

Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218 now