Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Sarah* |
| State: | QLD |
| Sex: | Female |
| Age: | 34 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | Virgin Mobile |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $0 |
| Commenced work: | 22/02/2018 |
| Default Resolution: | 25/06/2018 |
 |
Credit Repair Background:
Sarah* had enquiry listings on her credit report. She claims she has never had any dealings with any of the creditors before. She suspects that the enquiries were fraudulent and were placed by a former director or staff member as they would have had access to her personal information.
What were any challenges with the creditor?
Virgin Mobile refused to respond to our Law Firm’s initial request for information.
Why was the listing removed?
Virgin Mobile rejected MyCRA Lawyer’s initial request and a TIO complaint was lodged. Virgin requested an ACORN number. Sarah* provided this and Virgin held that the enquiry be removed based on fraud.
Summary:
Sarah* engaged MyCRA Lawyers to investigate the likelihood of removal of enquiry listings on her credit file. These listings were the direct result of fraud. MyCRA Lawyers negotiated the successful removal of her bad credit enquiry listing in 123 days. Sarah* is now a step closer to achieving a finance approval. Congratulations Sarah* and good luck!
Sarah’s* name has been changed to protect privacy
Leave A Comment