Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Sarah* |
| State: | QLD |
| Sex: | Female |
| Age: | 34 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | Optus |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $0 |
| Commenced work: | 22/02/2018 |
| Default Resolution: | 26/06/2018 |
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Credit Repair Background:
Sarah* had enquiry listings on her credit report. She claims she has never had any dealings with any of the creditors before. She suspected that the enquiries were fraudulent and placed by a former director or staff member as they would have had access to her personal information.
What were any challenges with the creditor?
Optus refused to respond within 30 days of our Law Firm’s initial request being made.
Why was the listing removed?
Optus agreed that enquiry was placed as a result of fraud. Took a complaint to Optus and the TIO for them to come to this conclusion.
Summary:
Sarah* engaged MyCRA Lawyers to investigate the likelihood of removal of enquiry listings on her credit file. These listings were the direct result of the time the applications were made fraudulently. MyCRA Lawyers negotiated the successful removal of her bad credit enquiry listing in 124 days. Sarah* can now confidently apply for finance as her 3 enquiry listings are now removed. Congratulations Sarah* and good luck!
Sarah’s* name has been changed to protect privacy
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