Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Ben |
| State: | NSW |
| Sex: | Male |
| Age: | 33 |
| Married/Single: | Married |
| Listing Type: | Court Action |
| Original Creditor: | Workers Compensation |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $4,730 |
| Commenced work: | 17/05/2016 |
| Default Resolution: | 19/05/2016 |
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Credit Repair Background:
Ben is a sole trader and was not aware of the court action. He found out about the listing in his company credit file when he did a credit application to change his address and personal banking to NAB and the bank manager notified him of the court action. He immediately contacted the plaintiff straight away.
What were any challenges with the creditor?
There were no issues with the Plaintiff as they responded to MyCRA Lawyers requests in a timely manner.
Why was the listing removed?
The solicitors signed the Consent Order to set aside the court action. This was then sent to the then Veda (now Equifax) and Dun and Bradstreet to have the listing removed.
Summary:
Ben contacted MyCRA Lawyers with 2 listings on his credit report that he wanted removed from his credit file as he was looking at changing some credit cards in his business. We managed to negotiate removal of the default listing in 2 days and Ben can now move forward financially. Congratulations Ben and good luck!
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