Credit Repair Background:
Stacey’s AMEX card was a work related card that her previous employer was to pay out and clear. Instead she had to raise the funds to pay it out when she was notified it had not been paid. Stacey had a family and was no longer working full time. She was paying off a house and other expenses and was doing her best at attempting to pay the account off. Met arrangements but the default is now stopping her from re-financing and new purchase.
What were any challenges with the creditor?
There were no issues with the creditor as we presented our case and they responded to our requests in a timely manner.
Why was the listing removed?
Creditor are aware of MyCRA Lawyers reputation, experience and expertise in locating and identifying legislative and/or compliance errors. Many of these same creditors have had many, many default listings removed as a result of evidenced non-compliance. MyCRA Lawyers proprietary database of known issues has increased removal resolution rates and decreased the time taken to remove them.
Summary:
Stacey was referred to our office by her mortgage broker. Stacey’s broker contacted MyCRA Lawyers as Stacey needed to remove the listing on her credit file as the default was stopping her from re-financing and finalising a purchase. We were able to remove her default listing in just 6 working days (13 days in total over the Christmas break) and Stacey can now move forward financially and her mortgage broker will settle the 2 mortgage transactions. Congratulations Stacey!
Call MyCRA Lawyers today if you are struggling with bad credit and need a hand getting it removed fast. Call 1300 667 218
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