Bad Credit Rating Removal Case Study
Client Profile:
Name: | Miroslav* |
State: | WA |
Sex: | Male |
Age: | 45 |
Married/Single: | Married |
Listing Type: | Writ & Summons |
Original Creditor: | Perpetual Ltd |
Current Creditor: | – |
Paid / Unpaid: | Unpaid |
Listing Amount: | $511,022 |
Commenced work: | 15/05/2018 |
Default Resolution: | 14/06/2018 |
Credit Repair Background:
Miroslav had a car accident and he was unable to continue working with his trucking business. Not long after he defaulted on his mortgage and was summoned for a court date. Prior to the court date, Miroslav managed to sell his house and pay the bank in full. Miroslav checked his credit file a few months ago and found out that Perpetual Ltd who was representing Macquarie Bank, listed the summons against them and it is listed as unpaid.
What were any challenges with the creditor?
There were no issues with the Plaintiff’s solicitors as they responded to our Law Firm requests in a timely manner.
Why was the listing removed?
The listing was removed as Plaintiff’s solicitors advised that they could not dismiss proceedings as they have already been discontinued. Equifax agreed to removal on this basis.
Summary:
Miroslav engaged MyCRA Lawyers to investigate the likelihood of removal of a writ and summons listings on his credit file. These listings were the direct result of when Todor defaulted on their mortgage. Miroslav only discovered the bad credit listing during a credit check. MyCRA Lawyers negotiated the successful removal of his writ and summons listing in 30 days. Miroslav can now confidently apply for finance. Congratulations Miroslav and good luck!
Miroslav’s* name has been changed to protect privacy
Leave A Comment