Bad Credit Rating Default Removal Case Study

MyCRA (Specialist Credit Repair) Lawyers Client Profile:

Credit Repair Background:
Sarah’s husband had a car accident and he was unable to continue working with his trucking business. Whilst he was receiving some income from his insurance, they were mainly relying on Sarah’s income. In 2016, Sarah and her husband were defaulted on their mortgage and got summonsed for a court date; but before the court date, they managed to sell their house and pay the bank in full. Sarah and her husband checked their credit file a few months ago and found out that Perpetual Ltd who was representing Macquarie Bank, had listed the summons against them and listed it as unpaid.

What were any challenges with the creditor?
Perpetual Ltd indicated they could not remove the listing or dismiss the proceedings as they had already been discontinued.

Why was the listing removed?
The listing was removed as Plaintiff’s solicitors advised that they could not dismiss proceedings as they have already been discontinued. Sarah’s solicitor investigated with the courts and liaised with Equifax who agreed to the removal of the listings.

Summary:
Sarah and her husband engaged MyCRA Lawyers to investigate the likelihood of removal of a writ and summons listings on their credit file. These listings were the direct result of when Sarah and her husband defaulted on their mortgage. They only discovered the bad credit listing during a credit check. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 30 days. Sarah and her husband* can now move forward financially. Congratulations Sarah and good luck!

Sarah’s* name has been changed to protect privacy

Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218 now