This category shows a series of bad credit removal case studies
Her income dried up, a $10,000 card default followed, and she borrowed from family to settle it. Then she lost her job. Panthera Finance still agreed to remove the default. Find out which missing notices made the case.
Vodafone's takeover of her old provider quietly started a new contract, then came huge data charges and a $4,900 default. The listing came too late after the final notice and was removed in 41 days. See why timing mattered.
Settlement on an off the plan purchase was looming when an old student Commonwealth Bank card default surfaced. It came off in 5 days, well before settlement. Find out why the bank agreed so fast.
They kept paying, and the energy company kept saying the account was unpaid. Even an admission of a misapplied payment did not fix it. The default came off in 29 days. See what finally worked.
She returned two phones to Telstra and paid what she was told would settle the account. Instead, a debt buyer listed a default. Removed in 9 days. Find out what turned the dispute around.
His energy retailer told him not to pay a disputed bill, then listed a $4,000 default for exactly that. Behind it was a merged account mix up. Removed in 6 days. See how the error came to light.
A home loan application turned up a default for an energy account he had never heard of. A former employer had opened business accounts in his name. Find out how the default was removed.
His ex agreed to pay off the credit card after the split. She did not, and a $4,500 default sank his home loan application. Removed in 22 days. Find out what the bank had to accept.
A franchise that never sent the promised work left him with a default when he walked away. When we asked for the records, the creditor had none. Removed in 1 day. See how the request played out.
A tough few months interstate left her with three defaults and a declined finance application. The first answer from the collector was no. The telco default came off in 24 days anyway. Here is how.
Family money promised to finish his house never arrived, and a $34,000 bank default followed. One flaw in the default notice changed everything and the bank agreed to remove it. Find out what it was.
He called his energy provider five times over 14 months asking for a bill. When one finally arrived, a default followed soon after. Removed in 1 day. See why the provider gave in so quickly.
A newcomer paid a small energy bill within days, yet a default still landed on his file and a collector wanted a fee to remove it. We refused to pay. Find out how it came off without a cent.
A tradie bought materials on account, then his own clients did not pay. A $37,000 supplier default stood between him and building his home. It came off in 14 days. Find out what the supplier could not prove.
No defaults, no judgments, yet a low score was blocking a home loan. The culprit was a row of small lender enquiries. Three came off in a single day. See the different reason each lender agreed.
