Why Some Creditors Remove Defaults Faster Than Others
Discover why default removal times vary between creditors. Learn how compliance culture, relationships, and creditor attitudes affect how fast defaults are removed from your credit file.
Can Unpaid Defaults Be Removed From Your Credit File?
Yes, unpaid defaults can be removed. Credit repair focuses on listing process errors, not payment status. Learn how 9 out of 10 defaults are successfully removed.
Equifax Fined $3.5 Million: What This Means for Your Credit Rights
Learn how the Federal Court fined Equifax $3.5 million for misleading consumers. Discover what this landmark case means for your credit rights and how to protect yourself.
How One Credit Enquiry Can Destroy Your Credit Score
Learn why payday lender credit enquiries can cause automatic declines from major banks. Discover how a single enquiry stays on your file for 5 years and what you can do about it.
Did You Actually Receive Your Default Notice? Understanding Your Rights Under Australian Credit Law
Many Australians have defaults on their credit file without ever receiving proper notice. Learn about your legal rights and what creditors must do before listing a default.
Is There a Time Limit for Listing a Default? Understanding the Legal Timeframes Creditors Must Follow
Creditors must follow strict timeframes before listing a default on your credit file. Learn about Section 6Q and 21D(3) notices, mandatory waiting periods, and what happens when creditors miss their window.
What Is RHI and Why Is It Quietly Killing Your Credit Score?
Repayment History Information (RHI) may be silently damaging your credit score every month. Learn what RHI is, how it works, and what you can do about inaccurate reporting.
Why Some Creditors Remove Defaults Faster Than Others
Learn why some creditors remove defaults faster than others. Discover the 4 key factors affecting default removal timeframes: compliance culture, established relationships, creditor attitudes, and debt ownership.
ASIC Probe – Credit Repair Investigation: Premium vs Predatory Services
ASIC's investigation into debt management and credit repair services exposes a critical divide in the industry - between legitimate premium legal services and predatory operators exploiting vulnerable consumers. As CEO of MyCRA Lawyers, Graham Doessel explains why higher legal fees actually protect consumers, the importance of professional regulation, and how to distinguish between qualified legal representation and companies that make empty promises to desperate clients. Learn what ASIC's probe means for Australian consumers seeking credit repair services.
Sunshine Loans vs ASIC
TL;DR Summary Sunshine Loans lost an appeal against ASIC [...]
Housing Affordability vs Wage Growth
Housing Affordability vs Wage Growth Houses are much [...]
Transform Your Credit Score and Jet Off on a Dream Holiday – Exclusive Offer!
Are you ready to turn your Low Credit Score [...]
Credit Repair Information Pack (for Brokers)
Click HERE to Download the PDF Click HERE to Download [...]
Major Overhaul of RBA Announced by Albanese Government
The Albanese government announces a major overhaul of the Reserve Bank of Australia (RBA), including changes to interest rate-setting powers and central bank operations. Discover how this new vision will reshape Australia's monetary policy landscape.
Google Launches Drone Delivery Service in Brisbane
Google launches drone delivery service in Brisbane, Australia, partnering with Wing, Mirvac, Ipswich City Council, and DoorDash. Explore how this innovative expansion transforms delivery services, reduces traffic, and cuts emissions for a more sustainable future.