Creditor Obligations to Help Correct Credit File Mistakes
Updated 15 October 2026. By Graham Doessel. Creditors and collectors [...]
Case Study: Energy Default Removed in 1 Day After 14 Months Without a Bill
Names and identifying details in this case study have been [...]
Mortgage Enquiry Spikes: How Brokers Protect the Client File
Updated 15 October 2026. By Graham Doessel. Mortgage shopping can [...]
Australian Broker Highlights Unlawful Credit Reporting Issues
Australian Broker has highlighted the growing issue of unlawful credit reporting practices affecting Australian borrowers. Understanding your rights under the Privacy Act 1988 is essential when challenging incorrect or unlawful credit listings that may be preventing loan approval.
Case Study: Collector Wanted a Fee to Remove a Paid Default, Removed in 169 Days
Names and identifying details in this case study have been [...]
Credit Repair in Australia: Understanding Your Options
Understanding credit repair in Australia is essential for anyone looking to improve their financial standing. This guide explains how credit repair works, what entries can be removed from your credit file, and the legal framework that protects consumers.
How to Remove a Genuine Default from Your Credit File
Can a genuine default be removed from your credit file? Yes! Learn how even legitimate defaults can be legally removed when creditors fail to follow proper listing procedures.
Case Study: $37,000 Trade Supplier Default Removed in 14 Days
Names and identifying details in this case study have been [...]
Excess Credit Enquiries: What’s the Solution?
Updated 13 October 2026. By Graham Doessel. A short burst [...]
Equifax Fined $3.5 Million: What It Means for Your Credit Rights
Equifax was fined $3.5 million for misleading consumers. Learn about the Equifax penalty, consumer refunds, and how to protect your credit rights when dealing with Credit Reporting Bodies in Australia.
Case Study: Three Credit Enquiries Removed in a Day Before a Home Loan
Names and identifying details in this case study have been [...]
ASIC Crackdown on Payday Lenders and Credit Repair Agencies
A Senate inquiry has backed giving ASIC new powers to regulate payday lenders, buy now pay later providers, and credit repair agencies, protecting vulnerable Australians from financial harm.
Understanding Repayment History Information (RHI) on Your Credit File
Learn what Repayment History Information (RHI) is, how it affects your credit score, and what those late payment markers mean for your ability to get finance in Australia.
Case Study: Ombudsman Orders Car Loan Default Removed Plus Compensation
Names and identifying details in this case study have been [...]
Identity Theft and Your Credit File: What to Do First
Updated 11 October 2026. By Graham Doessel. If someone else [...]