A burst of credit applications can do more damage than one big loan check. Learn why enquiry clusters trigger declines, which enquiries can be removed and how to stop the bleeding before your next application.
Got your free credit reports but cannot make sense of them? A free credit file analysis turns the jargon into plain English, showing what is holding you back and what to do next. Here is how it works.
You can get your credit report free far more often than most Australians realise. Learn how to get both Equifax and Experian reports at no cost and the five things to check before you apply for a loan.
Pulled your Equifax and Experian reports and the scores do not match? You are not alone. Find out why the bureaus disagree, which number your lender reads and what to fix first.
Five years is the usual sentence for a default, but it is not always the end of the story. Discover when a listing can come off early and why paying the debt alone does not shorten the clock.
Stuck with a default and told nothing can be done? Paying it will not wipe it, but a listing that broke the rules can come off. Learn the step by step path to challenging a default with Equifax and Experian.
Got denied a home loan because of a default? If the creditor broke the rules listing it, the default is invalid and can be removed. 91.6% success rate.
A debt collector threatened you with arrest? That's illegal. Not paying a debt is NOT a crime in Australia. Learn the lies collectors tell and your rights.
A Telstra default over $200 can block your home loan for 5 years. Telcos often cut corners on notice requirements — here's how to get it removed.
Debt collectors in Australia face fines up to $10 million for harassment and misconduct. Learn the penalties they hope you never discover.
If a debt collector contacted your family about your debt, they broke the law. Learn your rights under the Privacy Act and how to fight back. 91.6% success rate.
Paying off a debt doesn't remove the default from your credit file. Discover the legal process that actually works — with a 91.6% success rate.
In this blog post, we discuss the recent cyberattack on Latitude Financial and the potential risks it poses to over 300,000 customers. We urge customers to take immediate action to safeguard their personal information by regularly checking their credit report, changing login details, enabling two-factor authentication, contacting Latitude Financial to find out if their personal information has been compromised, freezing their credit, monitoring financial statements, and being wary of phishing emails. MyCRA Lawyers specializes in credit repair and can help customers monitor their credit report for any unusual activity resulting from the Latitude hack. Contact us at 1300 667 218 to learn more about how we can assist you during this difficult time.
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
