Bad Credit Rating Removal Case Study
Client Profile:
| Name: | John* |
| State: | QLD |
| Sex: | Male |
| Age: | 30 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | Vodafone |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $2796 |
| Commenced work: | 8/08/2016 |
| Default Resolution: | 25/08/2016 |
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Credit Repair Background:
John* had to return to India due to urgent family medical problems and was only expecting to be away for 2 months. His mother was hospitalised for quite an extended period. After Johns Mother was discharged, John contracted chicken pox and his doctor suggested bed rest for 2 months. John returned to Australia after approximately 9 months to a well overdue account.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers informed Vodafone of the circumstances surrounding John* at the time of the Bad Credit Default listing. Vodafone requested evidence to support his claims behind why the payments were delayed. Vodafone agreed to remove the default upon receipt of the evidence supplied by MyCRA Lawyers.
Summary:
John engaged MyCRA Lawyers to investigate the likelihood of removal of 2 default listings on his credit file. These listings were the direct result of the time he was held up in India due to unforeseen health issues. John only discovered the bad credit default listings when he applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 17 days. John* is now a step closer to achieving a finance approval. Congratulations John and good luck!
John’s* name has been changed to protect privacy
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