No, paying the debt will not remove the bad credit listing from your credit file.

Your listing will ONLY be updated to “Paid” to show that you paid the overdue amount.

If you have a Serious Credit Infringement (7 years), this listing will be downgraded to a default when paid.

This then reduces the time listed to just 5 years from the original date the listing was reported.

Your Bad Credit Default Listing can ONLY be removed when MyCRA Lawyers audits your creditor and proves they did NOT afford you your consumer rights – making the default listing UNLAWFUL(Historically, MyCRA Lawyers have removed up-to 91.7% [more than 9 in 10] defaults we’ve worked on)