Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Belinda* |
| State: | QLD |
| Sex: | Female |
| Age: | 41 |
| Married/Single: | Married |
| Listing Type: | Enquiry |
| Original Creditor: | ZipPay |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $0 |
| Commenced work: | 15/08/2018 |
| Default Resolution: | 11/09/2018 |
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Credit Repair Background:
After Belinda had her wallet stolen she had several enquiry listings on her credit file for which she never applied. The person who stole her wallet used her identity to try and get finance.
What were any challenges with the creditor?
ZipPay responded to Belinda’s lawyers’ requests in a timely manner.
Why was the listing removed?
ZipPay agreed to remove the enquiry as they advised that it is not economical to continue to defend their position.
Summary:
Belinda engaged MyCRA Lawyers to investigate the likelihood of removal of several enquiry listings on her credit file. The ZipPay listing was a direct result of a time when Belinda’s wallet had been stolen and someone used her identity to get finance. Belinda only discovered the bad credit default listing when she was later declined for finance. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 27 days. Belinda is now a step closer to achieving finance*. Congratulations Belinda and good luck!
Belinda’s* name has been changed to protect privacy
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