Broker Archives - MyCRA Specialist Credit Repair Lawyers
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Credit File Checklist Before a Home Loan Application (2026)

By |2026-10-06T16:14:45+10:0031/10/2026|Broker, Credit Repair, How To, Mortgage|

Applying for a home loan soon? Run this checklist first. It covers the credit file checks to make in the fortnight before you apply, so a fixable listing does not trigger an automatic decline.

When Brokers Should Pause a Home Loan Application for Credit Repair

By |2026-10-06T16:14:45+10:0029/10/2026|Broker, Credit Repair, Mortgage|

The worst broker outcome is not a slow file but a spray of enquiries into a decline you saw coming. Learn the warning signs that mean it is time to pause a home loan application and triage the credit file.

Energy Bill Defaults: When Utility Debts Hit Your Credit File

By |2026-10-06T16:14:43+10:0022/10/2026|Broker, Consumer, Industry News|

Missed an energy bill after moving? It can quietly become a default that blocks home loans for years. Learn how utility defaults get listed and the checks that can show whether yours should come off.

Why Credit Repair Is Legal Work: What Brokers and Consumers Need to Know

By |2026-10-20T21:27:08+10:0020/10/2026|Broker, Credit law series, Credit Repair|

Credit repair is legal work. See what the courts say, the real risk if a complaint is made, and why brokers and consumers are safer with a law firm.

7 Reasons a Broker Should Recommend a Credit Repair Law Firm

By |2026-10-06T16:14:43+10:0016/10/2026|Broker, Industry News|

The best broker referrals happen before a deal dies on the panel. Discover seven reasons brokers send clients to a credit repair law firm and how early referral protects both client and reputation.

Mortgage Enquiry Spikes: How Brokers Protect the Client File

By |2026-10-06T16:14:43+10:0015/10/2026|Broker|

Shopping for a mortgage can spray enquiries across your credit file in a week. Learn how smart brokers prevent enquiry spikes and clean up the file before a single application goes in.

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CASE STUDY – REMOVAL – Lance (Ref:14566) from Western Australia had his Panthera Finance default removed the same day the initial request was sent

By |2021-05-24T23:40:57+10:0016/03/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Lance (Ref:14567) from Western Australia had his AGL Energy/Panthera Finance default removed the same day the initial request was sent

By |2021-05-24T23:46:20+10:0016/03/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Lance (Ref:14482) from Western Australia had his GE Capital Finance Australia/Credit Corp default removed in 4 days

By |2021-05-24T23:52:23+10:0016/03/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Taran (Ref:14507) from Western Australia had his CBA/Panthera Finance default removed in 5 days

By |2021-05-24T23:58:17+10:0016/03/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Loss Of A Job, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Paolo (Ref:12246) from Queensland had his Citibank default removed in 283 days

By |2021-05-25T00:08:33+10:0016/03/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Mary (Ref:13235) from Queensland had her Optus default removed in 182 days

By |2021-05-25T00:12:40+10:0015/03/2021|Accredited Referrers, Broker, Case Study, Changed Address, Consumer, Credit Repair, Defaults, Hardship, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

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