Removals Archives - MyCRA Specialist Credit Repair Lawyers
Saving lives one default removal at a time since 2009
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Case Study: Charged a Vodafone Cancellation Fee for a Phone She Never Received, Default Removed

By |2026-10-06T15:51:26+10:0031/10/2026|Case Study, Defaults|

The phone she ordered never arrived, yet she was hit with a cancellation fee and a default. Her letters asking for invoices went unanswered. Find out how that silence helped get the default removed.

Case Study: Telstra Default Removed After Ombudsman Complaint, 206 Days

By |2026-10-06T15:51:25+10:0030/10/2026|Case Study, Defaults|

He told Telstra he was moving overseas, yet nobody asked for a forwarding address and a default followed. It took 206 days and an ombudsman complaint, but the default came off. See why persistence paid.

Case Study: Stranded Overseas by a Natural Disaster, Paid Vodafone Default Removed

By |2026-10-06T15:51:24+10:0029/10/2026|Case Study, Defaults|

A family emergency overseas became a long stay after a natural disaster made getting home near impossible. A small Vodafone default waited back home. The listing was corrected in 38 days. Here is how.

Case Study: Statute-Barred Utility Default From an Old Rental, Removed in 12 Days

By |2026-10-06T15:51:23+10:0028/10/2026|Case Study, Defaults|

A $1,750 utility default for an account he left long ago blocked his finance, and nobody had ever contacted him about it. Removed in 12 days. Find out why the debt should never have been listed.

Case Study: Defaulted on the Day She Paid, Origin Energy Default Removed in 44 Days

By |2026-10-06T15:51:22+10:0027/10/2026|Case Study, Defaults|

Her job depends on a clean credit file, so an energy default listed on the very day she paid was a serious threat. It came off in 44 days. See how a regulator complaint changed Origin's mind.

Case Study: Missing Default Notices Get a $10,000 St George Default Removed

By |2026-10-06T15:51:20+10:0026/10/2026|Case Study, Defaults|

Her income dried up, a $10,000 card default followed, and she borrowed from family to settle it. Then she lost her job. Panthera Finance still agreed to remove the default. Find out which missing notices made the case.

Case Study: Vodafone Default Listed Too Late After the Final Notice, Removed in 41 Days

By |2026-10-06T15:51:19+10:0025/10/2026|Case Study, Defaults|

Vodafone's takeover of her old provider quietly started a new contract, then came huge data charges and a $4,900 default. The listing came too late after the final notice and was removed in 41 days. See why timing mattered.

Case Study: Old Uni Commonwealth Bank Card Default Removed in 5 Days Before Settlement

By |2026-10-06T15:51:18+10:0024/10/2026|Case Study, Defaults|

Settlement on an off the plan purchase was looming when an old student Commonwealth Bank card default surfaced. It came off in 5 days, well before settlement. Find out why the bank agreed so fast.

Case Study: Years-Long Energy Billing Dispute Ends With Default Removed in 29 Days

By |2026-10-06T15:51:17+10:0023/10/2026|Case Study, Defaults|

They kept paying, and the energy company kept saying the account was unpaid. Even an admission of a misapplied payment did not fix it. The default came off in 29 days. See what finally worked.

Case Study: Charged for Phones She Returned, Telstra Default Removed in 9 Days

By |2026-10-06T15:51:16+10:0022/10/2026|Case Study, Defaults|

She returned two phones to Telstra and paid what she was told would settle the account. Instead, a debt buyer listed a default. Removed in 9 days. Find out what turned the dispute around.

Case Study: Energy Retailer Merged Two Accounts, Default Removed in 6 Days

By |2026-10-06T15:51:15+10:0021/10/2026|Case Study, Defaults|

His energy retailer told him not to pay a disputed bill, then listed a $4,000 default for exactly that. Behind it was a merged account mix up. Removed in 6 days. See how the error came to light.

Case Study: Business Energy Accounts Opened in His Name Without Consent, Default Removed

By |2026-10-06T15:51:13+10:0020/10/2026|Case Study, Defaults|

A home loan application turned up a default for an energy account he had never heard of. A former employer had opened business accounts in his name. Find out how the default was removed.

Case Study: Credit Card Default From a Marriage Split, Removed in 22 Days

By |2026-10-06T15:51:12+10:0019/10/2026|Case Study, Defaults|

His ex agreed to pay off the credit card after the split. She did not, and a $4,500 default sank his home loan application. Removed in 22 days. Find out what the bank had to accept.

Case Study: Franchise Default Removed in 1 Day When the Creditor Had No Records

By |2026-10-06T15:51:11+10:0018/10/2026|Case Study, Defaults|

A franchise that never sent the promised work left him with a default when he walked away. When we asked for the records, the creditor had none. Removed in 1 day. See how the request played out.

Case Study: Telco Default Removed in 24 Days After Collector Missed a Settled Debt

By |2026-10-06T15:51:09+10:0017/10/2026|Case Study, Defaults|

A tough few months interstate left her with three defaults and a declined finance application. The first answer from the collector was no. The telco default came off in 24 days anyway. Here is how.

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