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100% Mortgage Stress Hits Hard

By |2023-04-26T08:46:39+10:0026/04/2023|Business Credit, Credit Repair, Defaults, General, Hardship, Identity Theft, Industry News, Loss Of A Job, Overdue Accounts, Relationship Breakup, Shocking News, Work Related Debt|

Discover the impact of the Reserve Bank's interest rate hikes on Australian households, as shared by financial expert Mark Bouris. Learn how mortgage stress is disproportionately affecting young families and certain regions across the country. Stay informed about the financial landscape to make informed decisions and safeguard your financial future.

CASE STUDY – REMOVAL – Lance (Ref:14566) from Western Australia had his Panthera Finance default removed the same day the initial request was sent

By |2021-05-24T23:40:57+10:0016/03/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Lance (Ref:14567) from Western Australia had his AGL Energy/Panthera Finance default removed the same day the initial request was sent

By |2021-05-24T23:46:20+10:0016/03/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Lance (Ref:14482) from Western Australia had his GE Capital Finance Australia/Credit Corp default removed in 4 days

By |2021-05-24T23:52:23+10:0016/03/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Fred (Ref:14876) from Queensland had his Citigroup/Credit Corp default removed in 1 day

By |2021-05-25T00:32:34+10:0001/03/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Relationship Breakup, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Fred (Ref:14877) from Queensland had his NAB/Credit Corp default removed in 1 day

By |2021-06-03T18:42:39+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Relationship Breakup, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Fred (Ref:14879) from Queensland had his ANZ Bank/Credit Corp default removed in 1 day

By |2021-05-25T00:30:10+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Relationship Breakup, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Fred (Ref:14880) from Queensland had his St George Bank/Baycorp default removed in 1 day

By |2021-05-25T00:32:53+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Relationship Breakup, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Martin (Ref:14802) from Western Australia had his Commonwealth Bank of Australia/Credit Corp default removed in 15 days

By |2021-05-25T16:16:40+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Lianna (Ref:15018) from South Australia had her Commonwealth Bank of Australia/Panthera Finance default removed in 5 days

By |2021-06-03T19:32:48+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Defaults, Hardship, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Susan* (Ref:11723) from Queensland had her Vodafone/Lion Finance default removed in 65 days

By |2021-05-25T18:09:12+10:0017/02/2020|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Taylor* (Ref:13340) from Queensland had his Vodafone/Lion Finance default removed in 4 days

By |2021-05-25T18:11:46+10:0017/02/2020|Accredited Referrers, Broker, Case Study, Changed Address, Consumer, Defaults, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Harold (Ref:11494) from Victoria had his Power and Water Corporation/Jacana Energy default removed in 203 days

By |2021-05-25T19:28:40+10:0011/02/2020|Accredited Referrers, Broker, Case Study, Changed Address, Consumer, Credit Repair, Defaults, Home case study, Overdue Accounts, Removals|

Credit Repair Background:

Harold* was not experiencing any form of financial hardship. He moved address and believed he did inform them when the final bill was requested. He was not aware that the account was overdue and he was not contacted by the creditor.

What were any challenges with the creditor?

Jacana Energy declined to remove the listing even after numerous complaints were raised regarding the default being statute barred. Equifax refused to remove the listing even after it was raised that the matter was statute barred as Jacana Energy advised Equifax that this was not the case.

Why was the listing removed?

MyCRA Lawyers sent various complaints to Jacana Energy & Equifax regarding default being statute barred. Final resolution due to confirmation from Equifax to Jacana Energy it was not possible to be listed as the matter is statute barred.

Summary:

Harold* engaged MyCRA Lawyers to investigate the likelihood of removal of a Power & Water Corporation / Jacana Energy default listing on his credit file. The listing resulted when Harold* was not aware of the overdue account and did not received correspondence from creditor.

CASE STUDY – REMOVAL – Yolly (Ref:13456) from Queensland had her Origin Energy/Panthera Finance default removed in 26 days

By |2021-05-25T20:00:42+10:0010/02/2020|Accredited Referrers, Broker, Case Study, Changed Address, Consumer, Credit Repair, Defaults, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Marshall (Ref:8931) from South Australia had his Telstra/Panthera Finance default removed in 311 days

By |2021-05-25T21:02:14+10:0010/02/2020|Accredited Referrers, Broker, Case Study, Changed Address, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Relationship Breakup, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

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