Bad Credit Rating Removal Case Study
Client Profile:
Name: | Annabelle* |
State: | QLD |
Sex: | Female |
Age: | 34 |
Married/Single: | Single |
Listing Type: | Enquiry |
Original Creditor: | MoneyMe |
Current Creditor: | – |
Paid / Unpaid: | Unpaid |
Listing Amount: | $4000 |
Commenced work: | 14/02/2018 |
Default Resolution: | 16/02/2018 |
Credit Repair Background:
Annabelle had enquiry listings and a Citibank default on her credit file. She can not really remember what happened as she was under extreme emotional and financial hardship at the time. She certainly would not have applied at the time if she had known there were lasting effects on her credit history.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers sent an initial request letter to MoneyMe and, upon further review, they agreed to remove the enquiry.
Summary:
Annabelle was referred to MyCRA Lawyers by her mortgage broker. She engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing and enquiries on her credit file. These listings were the direct result of the time she was suffering from emotional and financial hardships. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in just 2 days. Annabelle* is now a step closer to achieving a finance approval. Congratulations Annabelle and good luck!
Annabelle’s* name has been changed to protect privacy
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