Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Jake* |
| State: | NSW |
| Sex: | Male |
| Age: | 51 |
| Married/Single: | – |
| Listing Type: | Default |
| Original Creditor: | ANZ Bank |
| Current Creditor: | Esanda |
| Paid / Unpaid: | Paid |
| Listing Amount: | $3075 |
| Commenced work: | 16/06/2016 |
| Default Resolution: | 11/07/2016 |
 |
Credit Repair Background:
Jake* instructed MyCRA Lawyers that his finances were fine & had no problems. He had checked his bank and saw the money has not been taken out automatically for at least 3 months. He contacted ANZ and they have given Jake* a $2000 discount for paying the total outstanding debt.
What were any challenges with the creditor?
There were no issues with the creditor as they responded to MyCRA Lawyers requests in a timely manner.
Why was the listing removed?
ANZ investigated the matter and confirmed that the default should not have been listed and requested removal of the default.
Summary:
Jake* contacted MyCRA Lawyers as he wanted to clear his credit file so he could get a home loan. We managed to negotiate the removal of his default listing in 25 days and Jake* can now move forward financially. Congratulations Jake*and good luck!
Jake’s* name has been changed to protect privacy
Leave A Comment