Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Les |
| State: | NSW |
| Sex: | Male |
| Age: | 43 |
| Married/Single: | Married |
| Listing Type: | Commercial Default |
| Original Creditor: | Toyota Finance |
| Current Creditor: | – |
| Paid / Unpaid: | Paid |
| Listing Amount: | $2492 |
| Commenced work: | 16/06/2016 |
| Default Resolution: | 20/06/2016 |
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Credit Repair Background:
Les instructed MyCRA Lawyers that during the time of the default, his business was struggling. Les went into payment agreement with Toyota Finance for a car which he paid it out eventually.
What were any challenges with the creditor?
There were no issues with the creditor as they responded to MyCRA Lawyers requests in a timely manner.
Why was the listing removed?
When Toyota Finance received our request for documents and attempted to investigate the matter, they confirmed that the listing would be removed.
Summary:
Les was referred to our office by his mortgage broker. Les realized he had a default when he went to get finance for a house. We were able to negotiate removal of his default in 4 days and Les can now confidently apply for home loan. Congratulations Les and good luck!
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