Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Sarina* |
| State: | QLD |
| Sex: | Female |
| Age: | 34 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | Macquarie |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $0 |
| Commenced work: | 22/02/2018 |
| Default Resolution: | 10/04/2018 |
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Credit Repair Background:
Sarina had enquiry listings on her credit report. She claims she has never had any dealings with any of the creditors before. She suspects that the enquiries were fraudulent and were placed by a former director or staff member as they would have had access to her personal information.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers advised Macquarie that Sarina claims that the enquiry was fraudulently made and Macquarie requested a statutory declaration be provided. Sarina provided this and Macquarie agreed to the removal based on fraud.
Summary:
Sarina engaged MyCRA Lawyers to investigate the likelihood of removal of enquiry listings on her credit file. These listings were the direct result of the time the applications were made fraudulently. MyCRA Lawyers negotiated the successful removal of her bad credit enquiry listing in 47 days. Sarina* is now a step closer to achieving a finance approval. Congratulations Sarina and good luck!
Sarina’s* name has been changed to protect privacy
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