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Bad Credit Rating Removal Case Study
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Client Profile:
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| Name: | Stephen* |
| State: | VIC |
| Sex: | Male |
| Age: | 47 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | Toyota Finance |
| Current Creditor: | – |
| Paid / Unpaid: | Paid |
| Listing Amount: | $537 |
| Commenced work: | 13/04/2018 |
| Default Resolution: | 19/04/2018 |
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[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container background_color=”” background_image=”” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_repeat=”no-repeat” background_position=”left top” video_url=”” video_aspect_ratio=”16:9″ video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” video_mute=”yes” video_loop=”yes” fade=”no” border_color=”” border_style=”solid” padding_top=”5″ padding_bottom=”20″ padding_left=”” padding_right=”” hundred_percent=”no” equal_height_columns=”no” hide_on_mobile=”no” menu_anchor=”” class=”” id=”” type=”flex” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px”][fusion_builder_row][fusion_builder_column type=”4_5″ layout=”4_5″ last=”true” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” min_height=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”false” spacing_left=”3.2%”][fusion_modal name=”online_enquiry” title=”MyCRA Lawyers Secure Confidential Contact Request Form” size=”large” background=”” border_color=”” show_footer=”yes” class=”” id=””]Add your details below and one of the friendly MyCRA Lawyers team will call you for a free, no obligation chat about how best we can help you get your clean credit rating and everything that clean credit will mean for you…
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Credit Repair Background:
Stephen and his wife were experiencing hardship at the time and applied to Toyota for some relief. Toyota agreed that Stephen had a hardship case and changed the loan to lower the payment. Stephen and his wife continued to struggle and missed one payment. The rest were made and the account was eventually paid off in full.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
Toyota Finance believed that it was not an invalid listing but agreed to remove the default on ‘good faith’ grounds.
Summary:
Stephen engaged MyCRA Lawyers to investigate the likelihood of removal of 2 default listings on his credit file. These listings were the direct result of the time Stephen and his wife were experiencing financial hardships. Stephen only discovered the bad credit default listings when he got a copy of his credit report in 2017. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 6 days. Stephen* is now a step closer to achieving a finance approval. Congratulations Stephen and good luck!
Stephen’s* name has been changed to protect privacy
Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218
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