MyCRA Specialist Credit Repair Lawyers

CASE STUDY – DEFAULT REMOVAL – Matthew and HSBC Bank

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Bad Credit Rating Removal Case Study

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Client Profile:

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Name: Matthew*
State: QLD
Sex: Male
Age: 33
Married/Single: Single
Listing Type: Default
Original Creditor: HSBC Bank
Current Creditor:
Paid / Unpaid: Paid
Listing Amount: $1267
Commenced work: 15/06/2018
Default Resolution: 20/07/2018
case study image

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Credit Repair Background:
Matthew purchased a laptop on finance and his payments were supposed to be set up on a direct debit arrangement but this was set up incorrectly. The payments never began and Matthew never received any notifications that something was wrong. Matthew only found out from a call from the collection agency.

What were any challenges with the creditor?
HSBC responded to Matthew’s lawyers’ requests in a timely manner.

Why was the listing removed?
MyCRA Lawyers discussed procedural issues with HSBC Bank and upon review, they agreed to remove the default.

Summary:
Matthew engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing on his credit file as he is looking to apply for a home loan. The listing was the direct result of the time Matthew purchased a laptop on finance and the direct debit arrangement was set up incorrectly. Paul only discovered the bad credit default listing through a collection agency. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 35 days. Matthew can now confidently apply for finance. Congratulations Matthew and good luck!

Matthew’s* name has been changed to protect privacy

Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218

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