Mycra Lawyers - Credit Repair Industry Experts

Bad Credit Rating Removal Case Study

Client Profile:

Name: Nanette
State: VIC
Sex: Female
Age: 45
Married/Single: Separated
Listing Type: Default
Original Creditor: St George
Current Creditor: NCO Finance
Paid / Unpaid: Paid
Listing Amount: $5,643
Commenced work: 09/11/2015
Default Resolution: 25/01/2016
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Credit Repair Background:
Nanette was on maternity leave at the time of listing. She found it very difficult to keep up with the payments, having 2 children under the age of 2 and on a single income which was not very regular. Her ex-partner was a chef at the time and was only working on a casual basis. Nanette only found out about the listings when she tried to obtain finance and found 3 listings on her credit report.

What were any challenges with the creditor?
We had delays with NCO Finance as St George was not able to provide the requested documents in a timely matter.

Why was the listing removed?
The listing was removed as a result of the negotiations and communications between NCO, St George and MyCRA Lawyers.

Summary:
Nanette was referred to our office by her mortgage broker. Nanette was trying to obtain finance and wanted the defaults removed on her credit file. We managed to negotiate the removal of her default and now that Nanette’s default listings were all removed, she can now move forward financially. Congratulations Nanette!

Call MyCRA Lawyers today if you are struggling with bad credit and need a hand getting it removed fast.  Call 1300 667 218