Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Melissa* |
| State: | QLD |
| Sex: | Female |
| Age: | 28 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | Integral Energy |
| Current Creditor: | Origin |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $1616 |
| Commenced work: | 2/08/2016 |
| Default Resolution: | 23/08/2016 |
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Credit Repair Background:
Melissa* put the electricity in her name because her then husband told her that he had a credit default from his ex-spouse. Melissa* and her husband became homeless as her husband lost his job. Because of this, they were under extreme financial hardship.
Melissa* attempted to express this to Integral Energy; however they were unable to offer any alternatives for payment to her.
What were any challenges with the creditor?
There were no issues with the creditor as they responded to our Law Firm requests in a timely manner.
Why was the listing removed?
Origin now own Intergral accounts and removed the listing after communications from MyCRA Lawyers.
Summary:
Melissa* was referred to our office by Aussie Home Loans. Melissa* was considering getting it removed so she does not have to wait 12 months to buy a house. We managed to remove her default in 21 days and Melissa* can now move forward with her home loan. Congratulations Melissa* and good luck!
Melissa’s* name has been changed to protect privacy
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