Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Andrew* |
| State: | QLD |
| Sex: | Male |
| Age: | 36 |
| Married/Single: | Single |
| Listing Type: | Enquiry |
| Original Creditor: | Drive My Car Rentals |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $1.00 |
| Commenced work: | 06/07/2018 |
| Default Resolution: | 27/08/2018 |
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Credit Repair Background:
Andrew has several enquiry listings on his credit file. Andrew had to sign up on the website in order to try and make the booking. He wanted to hire a larger car over Easter and put in an enquiry to hire one but was not approved by the owner of the car for the days he wanted it. Creditor never gave an explanation and that was the only time Andrew ever used the website.
What were any challenges with the creditor?
MyCRA Lawyers did not receive a response from Drive My Car Rentals to any requests within the specified time frames.
Why was the listing removed?
MyCRA Lawyers had not received a response from the creditor and Andrew’s lawyer lodged an OAIC complaint. Drive My Car Rentals since agreed to remove the enquiry listing.
Summary:
Andrew engaged MyCRA Lawyers to investigate the likelihood of removal of several enquiry listings on his credit file. The listing was a direct result of when Andrew had to sign up on the creditor’s website in order to try and make the booking. Andrew only discovered the bad credit enquiry listings when he was later declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit enquiry listing in 52 days. Andrew is now a step closer to achieving finance. Congratulations Andrew and good luck!
Andrew’s* name has been changed to protect privacy
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