Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Tanya* |
| State: | QLD |
| Sex: | Female |
| Age: | 38 |
| Married/Single: | – |
| Listing Type: | Default |
| Original Creditor: | Baycorp |
| Current Creditor: | – |
| Paid / Unpaid: | Paid |
| Listing Amount: | $2796 |
| Commenced work: | 11/07/2017 |
| Default Resolution: | 09/03/2018 |
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Credit Repair Background:
The default happened at the time when Tanya and her previous defacto partner were having relationship issues and the loss of his income which placed financial pressures on them.
What were any challenges with the creditor?
Baycorp only provided two template notices. They have failed to send any documents of value.
Why was the listing removed?
MyCRA Lawyers drafted Ombudsman complaint. Baycorp agreed to remove default.
Summary:
Tanya was referred to MyCRA Lawyers by her mortgage broker and she engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing on her credit file. The listing was the direct result of the time she was having problems with her relationship with her ex-partner. Tanya only discovered the bad credit default listing when she applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 241 days. Tanya* can now confidently achieve finance approval. Congratulations Tanya and good luck!
Tanya’s* name has been changed to protect privacy
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