CASE STUDY – REMOVAL – Martin (Ref:14802) from Western Australia had his Commonwealth Bank of Australia/Credit Corp default removed in 15 days
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Bad Credit Rating Default Removal Case Study MyCRA [...]
Telling a 'white lie' on your home loan mortgage application might seem okay, but when you get caught with the banks sharing data between them, you could face jail for up to 10 years!
Jason had an overdue account with his Westpac credit card. He never received any communication with regards to the overdue amount. Jason and his wife moved address and had a mail direction service with Australia post, but still, he did not receive anything from Westpac.
Baycorp refused to remove the default at the time of the investigation.
MyCRA Lawyers lodged a complaint with the ombudsman. MyCRA Lawyers complaint raised the following issues: no s88, no accelerated 6Q and no 21D (Baycorp only provided templates). While CIO complaint was still ongoing, MyCRA Lawyers drafted ASIC complaint and presented this to Baycorp. Issued raised in MyCRA Lawyers’ complaint were: no credit guide provided by Baycorp (s 160 NCCPA), breach of general conduct requirement (s 47 NCCPA), no statement of amount owing (s 36 NCC), no copy of contract (s 20 & 185 NCC), no s 88 NCC. This started negotiations regarding a resolution. Baycorp then agreed to remove the default and presented Jason with a proposed repayment arrangement.
Jason engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing on his credit file. Jason only discovered the bad credit default listing when he did a CRA check and saw the default. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 491 days. Jason* can now move forward financially. Congratulations Jason and good luck!