Defaults Archives - Page 4 of 17 - MyCRA Specialist Credit Repair Lawyers
Saving lives one default removal at a time since 2009
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CASE STUDY – REMOVAL – Martin (Ref:14802) from Western Australia had his Commonwealth Bank of Australia/Credit Corp default removed in 15 days

By |2021-05-25T16:16:40+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Roland (Ref:14489) from Queensland had his ACM Group/Lion Finance default removed in 74 days

By |2021-05-25T16:26:34+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Relationship Breakup, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Jony (Ref:14914) from Queensland had her ANZ Bank/Credit Corp default removed in 1 day

By |2021-05-25T16:42:15+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Loss Of A Job, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Trei (Ref:14948) from Queensland had his Foxtel/Credit Corp default removed in 1 day

By |2021-05-25T16:47:22+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Trei (Ref:14949) from Queensland had his NAB/Credit Corp default removed in 1 day

By |2021-05-25T16:50:57+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Slater (Ref:15027) from New South Wales had his Origin Energy/Panthera Finance default removed the same day the initial request was sent to Panthera Finance

By |2021-05-25T16:54:20+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Slater* (Ref:15028) from New South Wales had his Panthera Finance default removed in 1 day

By |2021-05-25T17:11:06+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Changed Address, Consumer, Credit Repair, Defaults, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Sawyer* (Ref:15006) from Western Australia had his Commonwealth Bank of Australia/Lion Finance default removed in 5 days

By |2021-05-25T17:16:16+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Changed Address, Consumer, Credit Repair, Defaults, Hardship, Loss Of A Job, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Fred (Ref:14882) from Queensland had his Commonwealth Bank of Australia/Pioneer Credit default removed in 26 days

By |2021-05-25T17:20:25+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Relationship Breakup, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Arkin (Ref:14947) from Victoria had his Telstra/Lion Finance default removed in 7 days

By |2021-05-25T17:23:00+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Terrence (Ref:15060) from Victoria had his ANZ Bank/Credit Corp default removed in 2 days

By |2021-05-25T17:26:18+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Loss Of A Job, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Lianna (Ref:15018) from South Australia had her Commonwealth Bank of Australia/Panthera Finance default removed in 5 days

By |2021-06-03T19:32:48+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Defaults, Hardship, Overdue Accounts, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

CASE STUDY – REMOVAL – Chase* (Ref:14991) from Queensland had his Telstra/Credit Corp default removed in 3 days

By |2021-05-25T17:32:23+10:0023/02/2021|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Loss Of A Job, Relationship Breakup, Removals|

Bad Credit Rating Default Removal Case Study MyCRA [...]

What Happens If You Lie On Your Home Loan Application? What could happen if you lie on your application?

By |2020-09-23T01:40:57+10:0010/09/2020|Consumer, Credit Repair, Defaults, Judgments, media releases, Press Releases, Removals|

Telling a 'white lie' on your home loan mortgage application might seem okay, but when you get caught with the banks sharing data between them, you could face jail for up to 10 years!

CASE STUDY – REMOVAL – Jason, from Queensland, had a Westpac/Baycorp default removed in 491 days

By |2020-09-12T22:28:58+10:0005/09/2020|Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Home case study, Removals|

Credit Repair Background:

Jason had an overdue account with his Westpac credit card. He never received any communication with regards to the overdue amount. Jason and his wife moved address and had a mail direction service with Australia post, but still, he did not receive anything from Westpac.

What were any challenges with the creditor?

Baycorp refused to remove the default at the time of the investigation.

Why was the listing removed?

MyCRA Lawyers lodged a complaint with the ombudsman. MyCRA Lawyers complaint raised the following issues: no s88, no accelerated 6Q and no 21D (Baycorp only provided templates). While CIO complaint was still ongoing, MyCRA Lawyers drafted ASIC complaint and presented this to Baycorp. Issued raised in MyCRA Lawyers’ complaint were: no credit guide provided by Baycorp (s 160 NCCPA), breach of general conduct requirement (s 47 NCCPA), no statement of amount owing (s 36 NCC), no copy of contract (s 20 & 185 NCC), no s 88 NCC. This started negotiations regarding a resolution. Baycorp then agreed to remove the default and presented Jason with a proposed repayment arrangement.

Summary:

Jason engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing on his credit file. Jason only discovered the bad credit default listing when he did a CRA check and saw the default. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 491 days. Jason* can now move forward financially. Congratulations Jason and good luck!

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