
Bad Credit Rating Default Removal Case Study
MyCRA (Specialist Credit Repair) Lawyers Client Profile:
| Name: | Henry* |
| State: | WA |
| Sex: | Male |
| Age: | 26 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | Pioneer Credit |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $47,459 |
| Commenced work: | 27/09/2018 |
| Default Resolution: | 28/09/2018 |
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Credit Repair Background:
Just after Henry* completed his apprenticeship he lost his job, resulting in financial hardship where he was unable to keep up on his car payments. Despite advising Toyota of his situation they did not offer him hardship. Toyota repossessed the car back in 2014 and Henry had received a default letter from Toyota but Henry had received nothing from Pioneer.
What were any challenges with the creditor?
There were no issues with the creditor as they responded to our credit repair lawyers’ default removal requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers sent a letter of demand to Pioneer Credit and upon review have agreed to remove the default listing.
Summary:
Henry engaged MyCRA Lawyers to investigate the likelihood of removal of a Pioneer Credit default listing on his credit file. The listing was a direct result of when Henry was out of work and was in severe hardship. Henry only discovered the bad credit default listing when he was later declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 1 day. Henry can now move forward financially. Congratulations Henry and good luck!
Henry’s* name has been changed to protect privacy

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