Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Renee |
| State: | WA |
| Sex: | Female |
| Age: | 33 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | Wright Express |
| Current Creditor: | – |
| Paid / Unpaid: | Paid |
| Listing Amount: | $592 |
| Commenced work: | 2/09/2016 |
| Default Resolution: | 13/09/2016 |
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Credit Repair Background:
Renee and her husband split in 2012. She knew she was leaving with lots of bills to pay as everything was under her name as she organised all the financials. Renee was running her own part time business at the time as well as working full time. After her move, tt was to hard for her to run her own business as she lived further from her clients. Her work realised she was travelling 1.5 hours to work everyday so transferred her to another branch so she could continue working. When Renee left her husband, she took on three credit cards, a personal loan and a car loan. During this time, she struggled to catch up on all her finances.
What were any challenges with the creditor?
There were no issues with the creditor as they responded to MyCRA Lawyers requests in a timely manner.
Why was the listing removed?
Wright Express agreed to remove the default after a review of the account.
Summary:
Renee contacted MyCRA Lawyers as she wanted the default listing removed from her credit file. The default listing was stopping her from acquiring a loan. We managed to negotiate removal of her default listing in 11 days and Renee can now confidently apply for finance. Congratulations Renee and good luck!
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