How One Credit Enquiry Can Destroy Your Credit Score
Learn why payday lender credit enquiries can cause automatic declines from major banks. Discover how a single enquiry stays on your file for 5 years and what you can do about it.
Did You Actually Receive Your Default Notice? Understanding Your Rights Under Australian Credit Law
Many Australians have defaults on their credit file without ever receiving proper notice. Learn about your legal rights and what creditors must do before listing a default.
Is There a Time Limit for Listing a Default? Understanding the Legal Timeframes Creditors Must Follow
Creditors must follow strict timeframes before listing a default on your credit file. Learn about Section 6Q and 21D(3) notices, mandatory waiting periods, and what happens when creditors miss their window.
What Is RHI and Why Is It Quietly Killing Your Credit Score?
Repayment History Information (RHI) may be silently damaging your credit score every month. Learn what RHI is, how it works, and what you can do about inaccurate reporting.
Why Some Creditors Remove Defaults Faster Than Others
Learn why some creditors remove defaults faster than others. Discover the 4 key factors affecting default removal timeframes: compliance culture, established relationships, creditor attitudes, and debt ownership.
100% Mortgage Stress Hits Hard
Discover the impact of the Reserve Bank's interest rate hikes on Australian households, as shared by financial expert Mark Bouris. Learn how mortgage stress is disproportionately affecting young families and certain regions across the country. Stay informed about the financial landscape to make informed decisions and safeguard your financial future.
☠️☠️ LATITUDE Got Hacked – Are You Affected? Open to read more…
In this blog post, we discuss the recent cyberattack on Latitude Financial and the potential risks it poses to over 300,000 customers. We urge customers to take immediate action to safeguard their personal information by regularly checking their credit report, changing login details, enabling two-factor authentication, contacting Latitude Financial to find out if their personal information has been compromised, freezing their credit, monitoring financial statements, and being wary of phishing emails. MyCRA Lawyers specializes in credit repair and can help customers monitor their credit report for any unusual activity resulting from the Latitude hack. Contact us at 1300 667 218 to learn more about how we can assist you during this difficult time.
Free Credit Report Vs Paid
let's look at what information you get (or don't get) in both Free and Paid Credit Reports. Decide to ask MyCRA lawyers for help ...
CASE STUDY – REMOVAL – Lance (Ref:14566) from Western Australia had his Panthera Finance default removed the same day the initial request was sent GalleryCASE STUDY – REMOVAL – Lance (Ref:14566) from Western Australia had his Panthera Finance default removed the same day the initial request was sent
Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Removals
CASE STUDY – REMOVAL – Lance (Ref:14566) from Western Australia had his Panthera Finance default removed the same day the initial request was sent
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Lance (Ref:14567) from Western Australia had his AGL Energy/Panthera Finance default removed the same day the initial request was sent GalleryCASE STUDY – REMOVAL – Lance (Ref:14567) from Western Australia had his AGL Energy/Panthera Finance default removed the same day the initial request was sent
Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Removals
CASE STUDY – REMOVAL – Lance (Ref:14567) from Western Australia had his AGL Energy/Panthera Finance default removed the same day the initial request was sent
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Lance (Ref:14482) from Western Australia had his GE Capital Finance Australia/Credit Corp default removed in 4 days GalleryCASE STUDY – REMOVAL – Lance (Ref:14482) from Western Australia had his GE Capital Finance Australia/Credit Corp default removed in 4 days
Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Overdue Accounts, Removals
CASE STUDY – REMOVAL – Lance (Ref:14482) from Western Australia had his GE Capital Finance Australia/Credit Corp default removed in 4 days
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Taran (Ref:14507) from Western Australia had his CBA/Panthera Finance default removed in 5 days GalleryCASE STUDY – REMOVAL – Taran (Ref:14507) from Western Australia had his CBA/Panthera Finance default removed in 5 days
Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Loss Of A Job, Removals
CASE STUDY – REMOVAL – Taran (Ref:14507) from Western Australia had his CBA/Panthera Finance default removed in 5 days
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Paolo (Ref:12246) from Queensland had his Citibank default removed in 283 days
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Mary (Ref:13235) from Queensland had her Optus default removed in 182 days GalleryCASE STUDY – REMOVAL – Mary (Ref:13235) from Queensland had her Optus default removed in 182 days
Accredited Referrers, Broker, Case Study, Changed Address, Consumer, Credit Repair, Defaults, Hardship, Removals
CASE STUDY – REMOVAL – Mary (Ref:13235) from Queensland had her Optus default removed in 182 days
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Stella (Ref:10506) from Victoria had her Red Energy default removed in 121 days GalleryCASE STUDY – REMOVAL – Stella (Ref:10506) from Victoria had her Red Energy default removed in 121 days
Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Identity Theft, Loss Of A Job, Relationship Breakup, Removals
CASE STUDY – REMOVAL – Stella (Ref:10506) from Victoria had her Red Energy default removed in 121 days
Bad Credit Rating Default Removal Case Study MyCRA [...]