Bad Credit Rating Removal Case Study

Client Profile:

Credit Repair Background:
Aaron has default listings and an enquiry on his credit file. The listings happened when Aaron was in remand for 5 weeks as he broke a window in his own home. His ex-partner called the police and he was charged with aggravated assault. He plead guilty to get out of gaol, not realising the impact it would have on his life. He was up to date with everything prior to being gaoled.
Aaron let his creditors know he was out of work as he lost his job due to being away from work. He now works at the same place he worked at, at the time of the incident. When he was released, Aaron never went back to his home with his ex-partner, and he believes he did not get all of his mail forwarded. He may have forgotten to advise creditors of his change of address. As soon as he discovered his debts and defaults, he paid them.

What were any challenges with the creditor?
The creditor  responded to our Law Firm requests in a timely manner.

Why was the listing removed?
MyCRA Lawyers sent an initial request letter to ANZ Bank and, upon further review, they agreed to remove the default.

Summary:
Aaron was referred to MyCRA Lawyers by his mortgage broker. He engaged MyCRA Lawyers to investigate the likelihood of removals of 3 default listings and an enquiry listing on his credit file. These listings were the direct result of the time he was out of work as he lost his job due to being away from work. Aaron only discovered the bad credit default listings when he applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in just 9 days. Aaron* is now a step closer to achieving a finance approval. Congratulations Aaron and good luck!

Aaron’s* name has been changed to protect privacy

Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218