Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Craig* |
| State: | WA |
| Sex: | Male |
| Age: | 54 |
| Married/Single: | Single |
| Listing Type: | Commercial Default |
| Original Creditor: | Telstra |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $1195 |
| Commenced work: | 18/07/2018 |
| Default Resolution: | 23/08/2018 |
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Credit Repair Background:
The services pertaining to the Telstra account that was default listed were run up by Craig’s former partner following the breakup of their relationship. Craig provided funds to his ex partner that were to be used to pay any outstanding invoices for the account as she was living at the house where the bills were being sent, however Craig’s ex partner failed to do this.
What were any challenges with the creditor?
Telstra were adamant that the default was valid and declined to remove the default at the time of the investigation.
Why was the listing removed?
Telstra agreed to remove the default as they could not provide valid notices. Telstra investigated the last known address and found that the notices were not sent to the correct address.
Summary:
Craig engaged MyCRA Lawyers to investigate the likelihood of removal of 2 default listings on his credit file. The Telstra listing was the direct result of the time Craig’s ex partner did not pay the outstanding amount. Craig only discovered the bad credit default listings when he applied for finance and got declined. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 36 days. Craig* is now a step closer to achieving a finance approval. Congratulations Craig and good luck!
Craig’s* name has been changed to protect privacy
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