Bad Credit Rating Removal Case Study
Client Profile:
| Name: | Darren* |
| State: | NSW |
| Sex: | Male |
| Age: | 54 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | Telstra |
| Current Creditor: | Credit Corp |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $5104 |
| Commenced work: | 30/04/2018 |
| Default Resolution: | 31/05/2018 |
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Credit Repair Background:
Darren had 3 listings on his credit report. The Telstra debt was regarding a service that he was paying for but was not working. It hardly worked at all and he suffered from constant blackouts for data and phone usage. He frequently had Telstra’s technicians attempt to find out what the issue was but it was never resolved. After Darren refused to pay the bill because the service never worked, Telstra eventually cut his service off due to lack of payment. Darren believes that the other Telstra default should have been wrapped up into this $5,100 debt as they only ever had one Telstra account.
What were any challenges with the creditor?
The creditor responded to our Law Firm requests in a timely manner.
Why was the listing removed?
MyCRA Lawyers sent a request letter to Credit Corp and, upon further review, they agreed to remove the default listing.
Summary:
Darren and his wife were referred to MyCRA Lawyers by their mortgage broker. Darren engaged MyCRA Lawyers to investigate the likelihood of removal of 3 listings on his credit file. Darren* only discovered the listings when he was declined for finance. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 31 days. Darren* is now a step closer to achieving a finance approval. Congratulations Darren and good luck!
Darren’s* name has been changed to protect privacy
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