Consumer debt struggles and solutions
A recent survey revealed that about one in three Australians [...]
A recent survey revealed that about one in three Australians [...]
Identity theft is proving to be the new wave of [...]
Whenever the public are in danger of having their credit file tarnished [...]
Affluenza is a disease of the 21st Century that can [...]
Media Release: The end of the financial year is an [...]
So far this year we have posted about many issues [...]
There has been a lot of chatter recently about Identity [...]
Media Release: Australians are warned to keep their letterbox locked [...]
AUSTRALIANS applying for home loans are finding simple overdue accounts [...]
CREDIT cards are easy to come by, but not so [...]
SAFETY of personal information needs to be taken more seriously [...]
What is my credit rating? Your credit rating is a file on your credit history and is collated by the major credit reporting agencies if you have ever been credit-active. Your credit rating is then checked by any financial institution or credit provider and is used to assess both the amount you are able to borrow and your ability to repay the loan.
Generation Y is responsible for more than one third of Australia's total consumer credit defaults, despite making up 20% of the entire credit active population. Gen Y also has more personal loan and telecommunication defaults than any other generation, relative to population size. (Statistics from Veda Advantage)
It is no secret that in our modern age many [...]
Recently I blogged about Telstra allegedly breaching the privacy of [...]