CASE STUDY – REMOVAL – Trei (Ref:14949) from Queensland had his NAB/Credit Corp default removed in 1 day
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Slater (Ref:15027) from New South Wales had his Origin Energy/Panthera Finance default removed the same day the initial request was sent to Panthera Finance GalleryCASE STUDY – REMOVAL – Slater (Ref:15027) from New South Wales had his Origin Energy/Panthera Finance default removed the same day the initial request was sent to Panthera Finance
CASE STUDY – REMOVAL – Slater (Ref:15027) from New South Wales had his Origin Energy/Panthera Finance default removed the same day the initial request was sent to Panthera Finance
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Slater* (Ref:15028) from New South Wales had his Panthera Finance default removed in 1 day GalleryCASE STUDY – REMOVAL – Slater* (Ref:15028) from New South Wales had his Panthera Finance default removed in 1 day
Accredited Referrers, Broker, Case Study, Changed Address, Consumer, Credit Repair, Defaults, Removals
CASE STUDY – REMOVAL – Slater* (Ref:15028) from New South Wales had his Panthera Finance default removed in 1 day
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Sawyer* (Ref:15006) from Western Australia had his Commonwealth Bank of Australia/Lion Finance default removed in 5 days GalleryCASE STUDY – REMOVAL – Sawyer* (Ref:15006) from Western Australia had his Commonwealth Bank of Australia/Lion Finance default removed in 5 days
Accredited Referrers, Broker, Case Study, Changed Address, Consumer, Credit Repair, Defaults, Hardship, Loss Of A Job, Removals
CASE STUDY – REMOVAL – Sawyer* (Ref:15006) from Western Australia had his Commonwealth Bank of Australia/Lion Finance default removed in 5 days
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Fred (Ref:14882) from Queensland had his Commonwealth Bank of Australia/Pioneer Credit default removed in 26 days GalleryCASE STUDY – REMOVAL – Fred (Ref:14882) from Queensland had his Commonwealth Bank of Australia/Pioneer Credit default removed in 26 days
Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Relationship Breakup, Removals
CASE STUDY – REMOVAL – Fred (Ref:14882) from Queensland had his Commonwealth Bank of Australia/Pioneer Credit default removed in 26 days
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Arkin (Ref:14947) from Victoria had his Telstra/Lion Finance default removed in 7 days
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Terrence (Ref:15060) from Victoria had his ANZ Bank/Credit Corp default removed in 2 days GalleryCASE STUDY – REMOVAL – Terrence (Ref:15060) from Victoria had his ANZ Bank/Credit Corp default removed in 2 days
Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Loss Of A Job, Removals
CASE STUDY – REMOVAL – Terrence (Ref:15060) from Victoria had his ANZ Bank/Credit Corp default removed in 2 days
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Lianna (Ref:15018) from South Australia had her Commonwealth Bank of Australia/Panthera Finance default removed in 5 days
Bad Credit Rating Default Removal Case Study MyCRA [...]
CASE STUDY – REMOVAL – Chase* (Ref:14991) from Queensland had his Telstra/Credit Corp default removed in 3 days GalleryCASE STUDY – REMOVAL – Chase* (Ref:14991) from Queensland had his Telstra/Credit Corp default removed in 3 days
Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Loss Of A Job, Relationship Breakup, Removals
CASE STUDY – REMOVAL – Chase* (Ref:14991) from Queensland had his Telstra/Credit Corp default removed in 3 days
Bad Credit Rating Default Removal Case Study MyCRA [...]
Banks Check Facebook To Stamp Out Liar Loans Catching Out Innocent Home Buyers In The Process
Did you know Banks are now trolling your Facebook and other Social Media sites spying on you without your consent? - Causing Declined Finance!
What Happens If You Lie On Your Home Loan Application? What could happen if you lie on your application?
Telling a 'white lie' on your home loan mortgage application might seem okay, but when you get caught with the banks sharing data between them, you could face jail for up to 10 years!
Why Women Could Be Locked Out Of Home Ownership Simply Because They Are Female
you are discriminated against based on: 1. where you live, 2. on the job you have, 3. how long you’ve been in that job and of course 4. how good you’ve been at paying your debts in the past...
CASE STUDY – REMOVAL – Jason, from Queensland, had a Westpac/Baycorp default removed in 491 days GalleryCASE STUDY – REMOVAL – Jason, from Queensland, had a Westpac/Baycorp default removed in 491 days
Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Home case study, Removals
CASE STUDY – REMOVAL – Jason, from Queensland, had a Westpac/Baycorp default removed in 491 days
Credit Repair Background:
Jason had an overdue account with his Westpac credit card. He never received any communication with regards to the overdue amount. Jason and his wife moved address and had a mail direction service with Australia post, but still, he did not receive anything from Westpac.
What were any challenges with the creditor?
Baycorp refused to remove the default at the time of the investigation.
Why was the listing removed?
MyCRA Lawyers lodged a complaint with the ombudsman. MyCRA Lawyers complaint raised the following issues: no s88, no accelerated 6Q and no 21D (Baycorp only provided templates). While CIO complaint was still ongoing, MyCRA Lawyers drafted ASIC complaint and presented this to Baycorp. Issued raised in MyCRA Lawyers’ complaint were: no credit guide provided by Baycorp (s 160 NCCPA), breach of general conduct requirement (s 47 NCCPA), no statement of amount owing (s 36 NCC), no copy of contract (s 20 & 185 NCC), no s 88 NCC. This started negotiations regarding a resolution. Baycorp then agreed to remove the default and presented Jason with a proposed repayment arrangement.
Summary:
Jason engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing on his credit file. Jason only discovered the bad credit default listing when he did a CRA check and saw the default. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 491 days. Jason* can now move forward financially. Congratulations Jason and good luck!
CASE STUDY – REMOVAL – Amalia, from Queensland, had a Vodafone default removed in just 18 days! GalleryCASE STUDY – REMOVAL – Amalia, from Queensland, had a Vodafone default removed in just 18 days!
Accredited Referrers, Broker, Case Study, Consumer, Credit Repair, Defaults, Hardship, Home case study, Removals
CASE STUDY – REMOVAL – Amalia, from Queensland, had a Vodafone default removed in just 18 days!
Credit Repair Background:
From the moment Amalia started her contract with Vodafone she had never received an invoice. She contacted Vodafone to advise them that she had not been receiving any billing information and they advised her that they already forwarded the account to credit collections. The client had then received a demand letter from the collections department. Amalia then made an arrangement with Vodafone, however Vodafone advised that the account has been terminated and that Amalia has to pay the amount in full. At the time, she was not able to pay such a huge amount. No follow ups were received from Vodafone after that.
What were any challenges with the creditor?
The creditor responded to MyCRA Lawyers requests in a timely manner.
Why was the listing removed?
Vodafone were advised of the difficulties due to which payments were delayed on this account which eventually led to the listing of default. Vodafone then agreed to remove the default.
Summary:
Amalia was referred to our office by her mortgage broker. MyCRA Lawyers negotiated the removal of her default in just 18 days and Amalia can now move forward financially. Congratulations Amalia and good luck!
CASE STUDY – REMOVAL – Liana, from New South Wales, had a NAB default removed in 71 days GalleryCASE STUDY – REMOVAL – Liana, from New South Wales, had a NAB default removed in 71 days
Accredited Referrers, Broker, Case Study, Cash Flow Issues, Consumer, Credit Repair, Defaults, Hardship, Home case study, Removals
CASE STUDY – REMOVAL – Liana, from New South Wales, had a NAB default removed in 71 days
Credit Repair Background:
The debt was from when equipment was stolen in a robbery from their shop. Liana and her husband did not have insurance to cover the loss. NAB told Liana that if they paid $5000, they would remove the default. Liana paid the money however NAB never removed the default.
What were any challenges with the creditor?
MyCRA Lawyers have not received further documents we have requested from NAB’s Collections Defaults Team.
Why was the listing removed?
MyCRA Lawyers drafted an FOS complaint and an OAIC complaint. FOS advised that the listing was removed, however, our Law Firm never received any correspondence from NAB regarding this.
Summary:
Liana and her husband were referred to MyCRA Lawyers by their mortgage broker. Liana engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing on her credit file. The listing was the direct result of the time the equipment they purchased was stolen from their shop and they did not have any insurance to cover the loss. Liana only discovered the bad credit default listing when she applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 71 days. Liana* can now achieve finance approval. Congratulations Liana and good luck!