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Bad Credit Rating Removal Case Study
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Client Profile:
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| Name: | Scott* |
| State: | NSW |
| Sex: | Male |
| Age: | 49 |
| Married/Single: | Married |
| Listing Type: | Default |
| Original Creditor: | Commonwealth Bank |
| Current Creditor: | Axess |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $7693.08 |
| Commenced work: | 28/06/2018 |
| Default Resolution: | 20/08/2018 |
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[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container background_color=”” background_image=”” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_repeat=”no-repeat” background_position=”left top” video_url=”” video_aspect_ratio=”16:9″ video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” video_mute=”yes” video_loop=”yes” fade=”no” border_color=”” border_style=”solid” padding_top=”5″ padding_bottom=”20″ padding_left=”” padding_right=”” hundred_percent=”no” equal_height_columns=”no” hide_on_mobile=”no” menu_anchor=”” class=”” id=”” type=”flex” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px”][fusion_builder_row][fusion_builder_column type=”4_5″ layout=”4_5″ last=”true” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” min_height=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”false” spacing_left=”3.2%”][fusion_modal name=”online_enquiry” title=”MyCRA Lawyers Secure Confidential Contact Request Form” size=”large” background=”” border_color=”” show_footer=”yes” class=”” id=””]Add your details below and one of the friendly MyCRA Lawyers team will call you for a free, no obligation chat about how best we can help you get your clean credit rating and everything that clean credit will mean for you…
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Credit Repair Background:
The debt goes back about 8 years for a CBA credit card Scott has not paid, at the time Scott was enduring hardship due to being unemployed. Scott has never admitted to in writing or paid anything towards the debt in the last 6 years.
What were any challenges with the creditor?
Axess refused to respond within the 30-day time frame required.
Why was the listing removed?
MyCRA Lawyers raised alleged breaches of NCCPA, NCC, Debt Collection Guidelines and privacy laws. Our Law Firm offered to indemnify Axess, pay $10,000 as a full and final settlement if Axess agreed to remove the listing. Axess accepted the offer and agreed to remove the default upon receipt of the settlement sum.
Summary:
Scott engaged MyCRA Lawyers to investigate the likelihood of removal of 4 default listings on his credit file. These listings were the direct result of the time he was out of work at the time and he was unable to make payments. Scott only discovered the bad credit default listings when he checked his credit report in 2017. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 53 days. Scott is now a step closer to achieving a finance approval. Congratulations Scott and good luck!
Scott’s* name has been changed to protect privacy
Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218
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