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Bad Credit Rating Removal Case Study
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Client Profile:
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| Name: | Jonathan* |
| State: | ACT |
| Sex: | Male |
| Age: | 30 |
| Married/Single: | Single |
| Listing Type: | Default |
| Original Creditor: | ActewAGL |
| Current Creditor: | – |
| Paid / Unpaid: | Unpaid |
| Listing Amount: | $512 |
| Commenced work: | 01/06/2017 |
| Default Resolution: | 18/01/2018 |
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Credit Repair Background:
The default happened when Jonathan had an argument in shared house and he moved out. He was not aware of any outstanding debt to ActewAGL. He is still an ActewAGL client and they have got his details but they had never contacted him.
What were any challenges with the creditor?
ActewAGL refused to enter into any further correspondence or discussions on the matter at that time of the investigation. They refused to respond to our Law Firm’s complaint letter raising some concerns.
Why was the listing removed?
MyCRA Lawyers drafted complaint to ACAT based on incorrect last known address and invalid 21D. It appears that Actew AGL conceeded that 21D was invalid. They stated that they would remove default once account is paid in full.
Summary:
Jonathan engaged MyCRA Lawyers to investigate the likelihood of removal of a default listing on his credit file. He is trying to get a home loan with his new partner and wanted the default to be removed. Jonathan only discovered the bad credit default listing when he applied for finance and was declined. MyCRA Lawyers negotiated the successful removal of his bad credit default listing in 231 days. Jonathan can now confidently apply for finance. Congratulations Jonathan and good luck!
Jonathan’s* name has been changed to protect privacy
Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218
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