[fusion_builder_container background_color=”” background_image=”https://mycralawyers.com.au/wp-content/uploads/2015/10/payment-due-background2.jpg” background_parallax=”fixed” enable_mobile=”yes” parallax_speed=”0.3″ background_repeat=”no-repeat” background_position=”left top” video_url=”” video_aspect_ratio=”16:9″ video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” border_size=”0px” border_color=”” border_style=”solid” padding_top=”0px” padding_bottom=”0px” padding_left=”20px” padding_right=”20px” hundred_percent=”yes” equal_height_columns=”no” hide_on_mobile=”no” menu_anchor=”” class=”” id=””][fusion_builder_row][fusion_builder_column type=”1_6″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][/fusion_builder_column][fusion_builder_column type=”2_3″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][fusion_text]

“Your Budget Now” (YBN) Is The Latest Innovation
From MyCRA Lawyers – Helping People Just Like You Regain Control of Your Financial Affairs…
And We Do It All For You

 

Imagine if someone told you that they can handle your bills for you, so you can feel less stressed to enjoy the little things in life.

[/fusion_text][/fusion_builder_column][fusion_builder_column type=”1_6″ last=”yes” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][/fusion_builder_column][fusion_builder_column type=”1_6″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][/fusion_builder_column][fusion_builder_column type=”2_3″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][fusion_checklist icon=”fa-check” iconcolor=”” circle=”” circlecolor=”” size=”13px” class=”” id=””][fusion_li_item icon=””]YBN pays all of your bills for you – on time, every time;[/fusion_li_item][fusion_li_item icon=””]YBN can set up and manage your budget for you, and get all of those annoying creditors off your back;[/fusion_li_item][fusion_li_item icon=””]YBN helps you achieve your savings goals, for your home deposit, holiday, car or anything you want really…[/fusion_li_item][/fusion_checklist][fusion_separator style_type=”none” top_margin=”45px” bottom_margin=”” sep_color=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” class=”” id=””/][fusion_text]If you might like the feeling of seeing someone else paying all of your bills for you, on time – every time, call and chat with our friendly “Your Budget Now” Team at MyCRA Lawyers NOW.[/fusion_text][fusion_modal name=”profile_1″ title=”Take Action & Get The Debt Collectors Off Your Back Once And For All…” size=”large” background=”” border_color=”” show_footer=”no” class=”” id=””]

We all have bad days.  Some of those bad days seem to stretch on for a long time, sometimes for years.

By now I’m sure you know what I’m talking about, and I’ve been there too. I had to learn the hard way but now you’ve got the chance to avoid unnecessary, unneeded and unwanted pain by learning from my mistakes.

Please, don’t do anything until you’re 100% sure you’ve made the right decision to do something different and make a change for the better, and only if you:

 

[fusion_checklist icon=”fa-check” iconcolor=”” circle=”” circlecolor=”” size=”13px” class=”” id=””]
[fusion_li_item icon=”fa-check”]Are you constantly fearing and avoiding those “PRIVATE” calls?[/fusion_li_item]
[fusion_li_item icon=”fa-check”]Are you tired of living week to week?[/fusion_li_item]
[fusion_li_item icon=”fa-check”]Are you struggling under a mountain of debt?[/fusion_li_item]
[fusion_li_item icon=”fa-check”]Do you just need someone to give you a break?[/fusion_li_item]
[fusion_li_item icon=”fa-check”]Have you had enough and you know you need to do something different?[/fusion_li_item]
[/fusion_checklist]

 

 

If You Think It’s About Time You Caught A Break – And You Know You’ve Been Doing It Tough For Far Too Long – Then You’ll Enjoy That Refreshing, “Weight Lifting Off Your Shoulders” Feeling You’ll Get When You Take Control And Call YBN (1300-667-218) Or Fill In Your Details Below So We Can Call You Back.
You’re Probably Starting To Feel Better Already…

[contact-form-7 id=”8738″ title=”YBN Online Enquiry”][/fusion_modal][fusion_modal name=”profile_3″ title=”Are You Too Busy Having A Life To Worry About Paying Your Bills?” size=”large” background=”” border_color=”” show_footer=”yes” class=”” id=””]

We all have bad days.  Some of those bad days seem to stretch on for a long time, sometimes for years.

By now I’m sure you know what I’m talking about, and I’ve been there too. I had to learn the hard way but now you’ve got the chance to avoid unnecessary, unneeded and unwanted pain by learning from my mistakes.

Please, don’t do anything until you’re 100% sure you’ve made the right decision to do something different and make a change for the better, and only if you:

 

[fusion_checklist icon=”fa-check” iconcolor=”” circle=”” circlecolor=”” size=”13px” class=”” id=””]

[fusion_li_item icon=”fa-check”]Do you work long hours?[/fusion_li_item]
[fusion_li_item icon=”fa-check”]Or perhaps you’re a shift worker with no regular routine?[/fusion_li_item]

[fusion_li_item icon=”fa-check”]Are you too tired when you get home and you just want to relax and not think about your bills?[/fusion_li_item]

[fusion_li_item icon=”fa-check”]Would you rather spend your time doing the things you enjoy?[/fusion_li_item]

[fusion_li_item icon=”fa-check”]Have you ever paid your bills late as you just didn’t have (make) the time?[/fusion_li_item][fusion_li_item icon=”fa-check”]Have you had enough and you know you need to do something different?[/fusion_li_item]
[/fusion_checklist]

 

Wouldn’t it be nice if someone else was paying all your bills for you, so you can spend more time doing the things you enjoy knowing that Your Budget Now has got you covered.

 

If You Think It’s About Time You Caught A Break – And You Know You’ve Been Doing It Tough For Far Too Long – Then You’ll Enjoy That Refreshing, “Weight Lifting Off Your Shoulders” Feeling You’ll Get When You Take Control And Call YBN (1300-667-218) Or Fill In Your Details Below So We Can Call You Back.
You’re Probably Starting To Feel Better Already…

[contact-form-7 id=”8738″ title=”YBN Online Enquiry”][/fusion_modal][fusion_modal name=”profile_2″ title=”Nothing Saved For A Rainy Day?” size=”large” background=”” border_color=”” show_footer=”yes” class=”” id=””]

We all have bad days.  Some of those bad days seem to stretch on for a long time, sometimes for years.

By now I’m sure you know what I’m talking about, and I’ve been there too. I had to learn the hard way but now you’ve got the chance to avoid unnecessary, unneeded and unwanted pain by learning from my mistakes.

Please, don’t do anything until you’re 100% sure you’ve made the right decision to do something different and make a change for the better, and only if you:

 

[fusion_checklist icon=”fa-check” iconcolor=”” circle=”” circlecolor=”” size=”13px” class=”” id=””]
[fusion_li_item icon=”fa-check”]Are you tired of living week to week?[/fusion_li_item]
[fusion_li_item icon=”fa-check”]What if your car broke down, how would you fix it?[/fusion_li_item]

[fusion_li_item icon=”fa-check”]Or how about if you received a high unexpected bill?[/fusion_li_item][fusion_li_item icon=”fa-check”]Do you want to save for a holiday or a house deposit? (but you just can’t seem to save…)[/fusion_li_item]
[fusion_li_item icon=”fa-check”]What would you do if your kids got sick?[/fusion_li_item]
[fusion_li_item icon=”fa-check”]Have you had enough and you know you need to do something different?[/fusion_li_item]
[/fusion_checklist]

 

If You Think It’s About Time You Caught A Break – And You Know You’ve Been Doing It Tough For Far Too Long – Then You’ll Enjoy That Refreshing, “Weight Lifting Off Your Shoulders” Feeling You’ll Get When You Take Control And Call YBN (1300-667-218) Or Fill In Your Details Below So We Can Call You Back.
You’re Probably Starting To Feel Better Already…

[contact-form-7 id=”8738″ title=”YBN Online Enquiry”][/fusion_modal][/fusion_builder_column][fusion_builder_column type=”1_6″ last=”yes” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container background_color=”” background_image=”https://mycralawyers.com.au/wp-content/uploads/2015/10/grey-timber-1.jpg” background_parallax=”fixed” enable_mobile=”no” parallax_speed=”0.3″ background_repeat=”no-repeat” background_position=”left top” video_url=”” video_aspect_ratio=”16:9″ video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” border_size=”0px” border_color=”” border_style=”solid” padding_top=”20″ padding_bottom=”20″ padding_left=”” padding_right=”” hundred_percent=”no” equal_height_columns=”no” hide_on_mobile=”no” menu_anchor=”” class=”” id=””][fusion_builder_row][fusion_builder_column type=”1_5″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][/fusion_builder_column][fusion_builder_column type=”3_5″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][fusion_title size=”1″ content_align=”center” style_type=”default” sep_color=”” margin_top=”” margin_bottom=”” class=”” id=””]

Tell Us How We Can Help You Today          

[/fusion_title][fusion_flip_boxes columns=”3″ class=”” id=””][fusion_flip_box title_front=”Get The Debt Collectors Off Your Back” title_back=”YBN Can Be Your Point Of Contact For Your Creditors” text_front=”Are You Sick & Tired Of The Constant Harassing Phone Calls From Creditors…” background_color_front=”#ffffff” title_front_color=”” text_front_color=”” background_color_back=”” title_back_color=”” text_back_color=”” border_size=”1px” border_color=”” border_radius=”4px” icon=”fa-phone” icon_color=”” circle=”yes” circle_color=”” circle_border_color=”” icon_rotate=”” icon_spin=”yes” image=”https://mycralawyers.com.au/wp-content/uploads/2015/10/four-reasons-to-be-angry-at-your-mobile-provider1-150×150.jpg” image_width=”100″ image_height=”100″ animation_type=”0″ animation_direction=”left” animation_speed=”0.5″ animation_offset=””]So you never have to speak to them again.

You might like us to negotiate a lower payment arrangement and freeze your interest, while also reducing your fees…

 

 

[fusion_button link=”” color=”default” size=”small” stretch=”” type=”3d” shape=”pill” target=”_self” title=”” gradient_colors=”|” gradient_hover_colors=”|” accent_color=”” accent_hover_color=”” bevel_color=”” border_width=”1px” icon=”” icon_divider=”yes” icon_position=”left” modal=”profile_1″ animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ animation_offset=”” alignment=”center” class=”” id=””]Learn More…[/fusion_button][/fusion_flip_box][fusion_flip_box title_front=”Nothing Saved For A Rainy Day?” title_back=”Imagine Having An Extra ‘Few Thousand’ In The Bank…” text_front=”How Would You Handle An Unexpected Bill?” background_color_front=”#ffffff” title_front_color=”” text_front_color=”” background_color_back=”” title_back_color=”” text_back_color=”” border_size=”1px” border_color=”” border_radius=”4px” icon=”” icon_color=”” circle=”yes” circle_color=”” circle_border_color=”” icon_rotate=”” icon_spin=”no” image=”https://mycralawyers.com.au/wp-content/uploads/2015/10/empty-pockets-144×150.jpg” image_width=”100″ image_height=”100″ animation_type=”0″ animation_direction=”down” animation_speed=”1″ animation_offset=””]And all of your bills paid on time – every time!   That’d feel nice wouldn’t it…

If that’s how you want to see yourself, CLICK Below and we can tell you how, it can all be done for you…

 

[fusion_button link=”” color=”default” size=”” stretch=”” type=”3d” shape=”pill” target=”_self” title=”” gradient_colors=”|” gradient_hover_colors=”|” accent_color=”” accent_hover_color=”” bevel_color=”” border_width=”1px” icon=”” icon_divider=”yes” icon_position=”left” modal=”profile_2″ animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ animation_offset=”” alignment=”center” class=”” id=””]Learn More…[/fusion_button][/fusion_flip_box][fusion_flip_box title_front=”Just Can’t Find The Time (motivation) To Pay Your Bills” title_back=”How Good Would It Feel To See All Your Bills Paid Without Anyone Screaming At You…” text_front=”Imagine If It Was All Fully Handled For You!” background_color_front=”#ffffff” title_front_color=”” text_front_color=”” background_color_back=”” title_back_color=”” text_back_color=”” border_size=”1px” border_color=”” border_radius=”4px” icon=”” icon_color=”” circle=”yes” circle_color=”” circle_border_color=”” icon_rotate=”” icon_spin=”no” image=”https://mycralawyers.com.au/wp-content/uploads/2015/10/busyman-149×150.jpg” image_width=”100″ image_height=”100″ animation_type=”0″ animation_direction=”down” animation_speed=”1″ animation_offset=””]Yep, you’re busy.  That’s exactly why you might feel so relieved knowing that we’ll pay your mortgage, car loan or lease, credit cards and all your other bills on time every time, leaving you the time to do the things you enjoy…

[fusion_button link=”” color=”default” size=”” stretch=”” type=”3d” shape=”pill” target=”_self” title=”” gradient_colors=”|” gradient_hover_colors=”|” accent_color=”” accent_hover_color=”” bevel_color=”” border_width=”1px” icon=”” icon_divider=”yes” icon_position=”left” modal=”profile_3″ animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ animation_offset=”” alignment=”center” class=”” id=””]Learn More…[/fusion_button][/fusion_flip_box][/fusion_flip_boxes][/fusion_builder_column][fusion_builder_column type=”1_5″ last=”yes” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][fusion_text][/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container background_color=”” background_image=”https://mycralawyers.com.au/wp-content/uploads/2015/10/shutterstock_146971178-1024×607.jpg” background_parallax=”fixed” enable_mobile=”no” parallax_speed=”0.3″ background_repeat=”no-repeat” background_position=”left top” video_url=”” video_aspect_ratio=”16:9″ video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” border_size=”0px” border_color=”” border_style=”solid” padding_top=”20″ padding_bottom=”20″ padding_left=”” padding_right=”” hundred_percent=”no” equal_height_columns=”no” hide_on_mobile=”no” menu_anchor=”” class=”” id=””][fusion_builder_row][fusion_builder_column type=”1_6″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][/fusion_builder_column][fusion_builder_column type=”1_3″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][fusion_testimonials design=”classic” backgroundcolor=”” textcolor=”” random=”” class=”” id=””][fusion_testimonial name=”A.S.” avatar=”female” image=”” image_border_radius=”” company=”” link=”” target=”_self”]YBN is the best budgeting product recommended to me.

Compared with other budget management products offered, YBN has been managing my budget for over a year now and the best thing about YBN is that a portion of your salary is set aside to achieve savings goals or held in reserve for the “rainy days”.

YBN has taken over all the stress I endured from being contacted by my creditors demanding weekly repayments as YBN has negotiated not only affordable monthly [not weekly] repayments to my creditors but also gained the creditors’ consent to waive interest and late payment fees to allow me to pay my debts sooner.

Also, other debt negotiators require clients to sign Part 9 agreements and YBN is soooooooooooooo unlike them all!

Thank you YBN.[/fusion_testimonial][/fusion_testimonials][/fusion_builder_column][fusion_builder_column type=”1_3″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][fusion_text]

[contact-form-7 id=”8738″ title=”YBN Online Enquiry”]

[/fusion_text][/fusion_builder_column][fusion_builder_column type=”1_6″ last=”yes” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][fusion_tagline_box backgroundcolor=”” shadow=”no” shadowopacity=”0.7″ border=”1px” bordercolor=”” highlightposition=”top” content_alignment=”left” link=”” linktarget=”_self” modal=”” button_size=”” button_shape=”” button_type=”” buttoncolor=”” button=”” title=”” description=”” margin_top=”” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ animation_offset=”” class=”” id=””]

[/fusion_tagline_box][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]