Can Your Bad Credit Default Be Removed Because Your Old Debt Is Statute Barred
1. What does Statute Barred mean,
2. When is a debt statute barred,
3. When can the time be ‘re-set’.
1. What does Statute Barred mean?
Generally speaking, a debt is ‘Statute Barred’ when it is ‘too old to pursue’.
The ‘limitation’ is usually set by legislation in each State or Territory by an Act such as Limitations of Actions Act
2. When is a debt statute barred?
Australia wide (except NT) is 6 years after you last made a payment or admitted the debt in writing. NT is 3 years.
3. When can the time be ‘re-set’?
The clock resets to zero if you:
1. make any type of payment towards the debt,
2. admit the debt in writing,
3. have a Court Order entered against you.
If the Creditor obtains a Court Judgment, the time is reset to zero from the date of the Court Judgment AND is recoverable for 12 to 15 years depending on which State you’re in.
What does all of this really mean for you?
If your debt is statute barred, it means your creditor can NOT force you to pay the debt. The recovery of the debt is barred by statute.
It also affects the defaults on your credit file. If you have an old default on your credit file, call MyCRA Lawyers on 1300-667-218 and we can confirm your very high chances of MyCRA Lawyers having the debt wiped and your default removed.
Don’t Risk Your Reputation And Your Business, Only Choose MyCRA Lawyers. Call now on 1300-667-218 or .
For your best chance of safely removing a bad credit rating, call MyCRA Lawyers on 1300-667218 for a free, no obligation, confidential chat about your options and how we can help you today. (If it is easier for you, fill in the form below so we can get back to you at a time that suits you better)
Our friendly team will take you through your credit file step-by-step and explain any and all aspects of it so you understand it fully.
Once you know what’s on your credit file and what needs to be repaired, you can decide you want MyCRA Lawyers to remove your Enquiries, Defaults, Late Repayment Histories, and Judgments for you.
You Might Be Thinking That It’s MyCRA Lawyers’ Proven Credit Repair Systems And Expertly Trained Legal Team That Are The Main Reason You Have Better Than 9 in 10 Chance Of Getting Your Credit Rating Cleaned When You Choose MyCRA Lawyers For Credit Repair…
And You’d Probably Also Imagine, Just For A Moment, That MyCRA Lawyers Will Take Away All Of Your Default Related Stress And Worry, While They Utilise Their Many Years Of Expertise & Legal Training, To Virtually Guarantee You A Crisp Clean New Looking Credit Rating And Credit Score…
And You Might Also Think That All Of This Wisdom, Experience, Expertise, Training, Research, Dedication And Commitment to Removing Your Bad Credit Quicker And More Consistently Than Anyone Else In Australia, Would Come At A Very Reasonable Price Point… And You’d Be Right Again.
MyCRA Lawyers is known throughout Australia, through it’s many Television appearances, Radio Interviews, write-ups in many National News Papers, features and discussions in multiple, highly regarded Finance and Mortgage Publications, to be the most trusted, most successful, most consistent and most transparent Law Firm, to help clients with Credit Reporting Mistakes, by removing unlawful credit rating defaults. Many in seven days or less.
If you, someone you know, or someone you care about has a bad credit rating, don’t you think you actually owe it to them (and yourself) to at least call and speak to one of the very friendly and very understanding Legal Team at MyCRA Lawyers?
Mike Goldman thanks MyCRA Lawyers
You will NOT be judged. You Will be truly heard. Your Free, No Obligation Chat will help you discover your true, safe and legal options to repair your credit, so you can decide if you want MyCRA Lawyers to help you remove your bad credit defaults.
You could even take the information we give you at no charge and try to see if you can remove the listings yourself. We don’t mind explaining this process because most people prefer to have an expert like MyCRA Lawyers working on a matter as serious as your financial reputation, and those that don’t care probably aren’t our preferred clients anyway.
To take advantage of our Free, No Obligation Chat offer, Call 1300-667-218 right now and make an initial Discovery appointment. We’re here to help you.
If you’re short of time, fill in the form below and one of our friendly expert team members can call you back at a time that suits you.[/fusion_text][fusion_text]
ASIC Research Report (REP 465) Credit Repair Agencies or Debt Management Firms – “Paying to get out of debt or clear your record: The promise of debt management firms” Is A Must Read
[/fusion_text][/fusion_builder_column][fusion_builder_column type=”1_1″ layout=”1_1″ background_position=”left top” background_color=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none” align_self=”flex-start” border_sizes_undefined=”” first=”true” last=”true” hover_type=”none” link=”” border_position=”all”][fusion_modal name=”asic_report_465_20160121″ title=”Paying to get out of debt or clear your record: The promise of debt management firms” size=”large” background=”” border_color=”” show_footer=”yes” class=”” id=””]Paying to get out of debt or clear your record – The promise of debt management firms – ASIC Report 465[/fusion_modal][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”none” text_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””][/fusion_text][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”none” text_color=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]
This Report Details The Problems With Credit Repair Firms, Part IX Debt Agreement Firms And Budgeting Firms
[/fusion_text][/fusion_builder_column][fusion_builder_column type=”2_3″ layout=”2_3″ last=”false” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”true” spacing_right=”2.6666666666666665%” min_height=””][fusion_text][fusion_popover title=”ASIC REPORT” title_bg_color=”” content=”This copy is provided by MyCRA Lawyers for your convenience. See the end of this document for a link to the original document on ASIC’s website that was correct at the time of publication.” content_bg_color=”” bordercolor=”” textcolor=”” trigger=”hover” placement=”right” class=”” id=””]This report[/fusion_popover] is well overdue and shines a light on many of the important facts MyCRA Lawyers have been openly concerned about for quite some time.
We Audit Your Creditor’s Files Looking For Legislative & Compliance Errors.
Section 29 of the report states “The OAIC noted that, of those who accessed their credit report, three in ten (30%) found the information to be incorrect …“. This is in line with a small scale survey published in CHOICE finding 34% of credit reports contained mistakes.
The report “Paying to get out of debt or clear your record: The promise of debt management firms” (The Report) also notes that “In Australia, there has also been evidence of credit providers making serious and systemic errors in credit listings.” The issue of systemic errors still exists and is not restricted to just financial institutions.
MyCRA Lawyers has identified several organisations including energy providers and debt collectors that routinely seem to ignore the legislation to the consumers potential detriment.
These systemic breaches have been documented and are the subject of a complaint to the OAIC wherein we are calling for a “Commissioner Initiated Investigation”.
MyCRA Lawyers seeks to penalise these negligent organisations and restore the balance of power to give affected consumers a voice, and restore their legislated (and moral) consumer rights.
The Report makes mention that many of the Debt Management Firms have “… only worsened their [the consumers] immediate financial position …”. The Report also talks about the consumer in “Financial Hardship” and seems to indicate the tie in between Part IX Debt Agreement Companies and Credit Repair.
There could be no two business segments further apart. A Part IX Debt Agreement is “… an act of bankruptcy … ” and destroys a person’s credit rating. MyCRA Lawyers is 100% focused on investigating the validity of the default listings and removing those that have been placed in error or unlawfully to improve a person’s credit score.
I do know of credit repair agencies that seem to fit this model and offer Part IX Debt Agreements as a supposed “Credit Fix” or Credit Repair, and others that seem to actively target those consumers in genuine financial hardship. These clients in Financial Hardship should seek assistance from Financial Planners or free credit counselling services – Not Credit Repair or Debt Agreements.
The majority of clients referred to MyCRA Lawyers by other trusted authorities in the Finance & Mortgage Industry are those that may have a single issue that often, they knew nothing about prior to applying for their mortgage.
Some particular incident in their past left them with a bad credit rating but they are now in a financially stable position, and moving forward with their lives.
These clients are NOT in the same position as the vulnerable client still immersed in depths of financial hardship.
On average, MyCRA Lawyers clients had 1.2 bad credit default listings, achieve a successful removal resolution in 91.6% of cases and of those, receive the resolution in seven days or less – And, because we are a Legal Practice, these figures have been independently audited and the Audit Certificate is published.
The Report raises concerns about the abilities of these organisations by stating:
” … firms had a poor understanding of the relevant law …” and
“client money is not adequately protected …” and
“… no uniform regulatory framework applying to debt management firms …”
All of these concerns are addressed when you choose to only deal with MyCRA Lawyers for credit reporting issues because:
MyCRA Lawyers is a Legal Practice with Solicitors, Paralegals and Legal support staff managing your matter;
All Client Money is held in our Legal Trust Account which is subject to heavy regulation and regular audits; and
MyCRA Lawyers is heavily regulated for consumer protection by The Queensland Law Society.
In closing, while I agree consumers can access Ombudsman bodies and other EDR schemes themselves for free, I disagree that it is always the best option.
To expect the ombudsman or the credit reporting bodies to conduct the same level of in depth investigation and audit of the creditors actions as a Legal Practice is in need of a serious reality check.
The free services may have neither the time nor the depth of knowledge of the credit reporting and associated legislation to be able to assist the client to the same extent as MyCRA Lawyers.
In fact, MyCRA Lawyers have had defaults removed that had been previously investigated by Ombudsman bodies wherein the Ombudsman body found no fault.
Consumers and Trusted Authorities alike are encouraged to firstly read The Report and then do your homework. Be aware of your risks, your rights and know who you’re dealing with and/or referring to. It’s either your professional reputation or your credit reputation at risk.
[Graham Doessel is the Chief Executive Officer & Non-Legal Director of MyCRA Lawyers]
The report can be found at http://www.asic.gov.au/about-asic/media-centre/find-a-media-release/2016-releases/16-011mr-asic-releases-report-on-debt-management-firms/[/fusion_text][fusion_separator style_type=”none” top_margin=”15″ bottom_margin=”5″ sep_color=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” class=”” id=”” /][fusion_text]Who do you know that might have been the victim or almost the victim of an online scam or an identity theft issue or that has a bad credit rating, you might like to think how much you’d appreciate some help if you’d just been through something like this, and how grateful you’d be if your friend or trusted advisor let you know that you have options to get your life back.
Let your friends know that MyCRA lawyers has an independently audited success rate of 91.6% of all matters taken on* received a successful default removal resolution and approx. a 1/3 of them received the good news within 7 days or less.[/fusion_text][fusion_separator style_type=”none” top_margin=”15″ bottom_margin=”5″ sep_color=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” class=”” id=”” /][fusion_text]As you think about who you might refer, you might think back over the clients that have been rejected for credit issues by you or your lenders for the past 3 or so years. Hope is an amazing gift you can give them and it’ll cost you nothing to mention MyCRA Lawyers to them all. Refer them through using our simple and convenient 90-second online referral form by clicking the button below.[/fusion_text][fusion_button link=”” color=”default” size=”large” stretch=”” type=”3d” target=”_self” title=”” button_gradient_top_color=”” button_gradient_bottom_color=”” button_gradient_top_color_hover=”” button_gradient_bottom_color_hover=”” accent_color=”” accent_hover_color=”” bevel_color=”” icon=”fa-user-plus” icon_position=”left” icon_divider=”no” modal=”online-referral” animation_type=”0″ animation_direction=”left” animation_speed=”1″ animation_offset=”” alignment=”” class=”” id=”” border_radius_top_left=”25px” border_radius_top_right=”25px” border_radius_bottom_right=”25px” border_radius_bottom_left=”25px”]Quick – Easy – 90 Second Client Referral – Click Here Now[/fusion_button][fusion_separator style_type=”none” top_margin=”15″ bottom_margin=”5″ sep_color=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” class=”” id=”” /][/fusion_builder_column][fusion_builder_column type=”1_3″ layout=”1_3″ last=”true” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”#a7d686″ border_style=”solid” padding_top=”5px” padding_right=”5px” padding_bottom=”5px” padding_left=”5px” margin_top=”” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”1px” border_sizes_bottom=”1px” border_sizes_left=”1px” border_sizes_right=”1px” first=”false” spacing_left=”1.3333333333333333%” min_height=””][fusion_title size=”2″ content_align=”left” style_type=”double solid” sep_color=”#d4af37″ margin_top=”10px” margin_bottom=”10px” class=”” id=””]Testimonial[/fusion_title][fusion_imageframe lightbox=”yes” lightbox_image=”” style_type=”none” hover_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”center” link=”” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ animation_offset=”” hide_on_mobile=”no” class=”” id=””] [/fusion_imageframe][fusion_title size=”2″ content_align=”left” style_type=”double solid” sep_color=”#d4af37″ margin_top=”10px” margin_bottom=”10px” class=”” id=””]Testimonial[/fusion_title][fusion_text]
“Thank you so much I will tell all my Doctor friends, family, and I will recommend them to you.”
“… for me impossible to get any loan, without your help …”
“… And Lauren Andrew, ahhh Phillip Anthony, Cory – they are all amazing, you know? I can’t tell you how beautiful the service was, it’s amazing, it’s changed my life. It’s changed my life and it’s saved me thousands of dollars because you know the bank wanted to give me 10% because of my credit file. My excellent, my credit history now, it’s back on track…” Dr Kamal Zgheib – Qld
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Dr Kamal Zgheib default removal | MyCRA Lawyers Testimonial
Listen to the Telephone call between Graham Doessel and Dr Kamal.
[/fusion_text][fusion_title size=”2″ content_align=”left” style_type=”double solid” sep_color=”#d4af37″ margin_top=”10px” margin_bottom=”10px” class=”” id=””]Testimonial[/fusion_title][fusion_imageframe lightbox=”yes” lightbox_image=”” style_type=”none” hover_type=”none” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”center” link=”” linktarget=”_self” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ animation_offset=”” hide_on_mobile=”no” class=”” id=””] [/fusion_imageframe][fusion_imageframe lightbox=”yes” lightbox_image=”” style_type=”bottomshadow” hover_type=”zoomin” bordercolor=”” bordersize=”0px” borderradius=”0″ stylecolor=”” align=”center” link=”” linktarget=”_self” animation_type=”fade” animation_direction=”up” animation_speed=”1″ animation_offset=”” hide_on_mobile=”no” class=”” id=””] [/fusion_imageframe][fusion_title size=”2″ content_align=”left” style_type=”double solid” sep_color=”#d4af37″ margin_top=”10px” margin_bottom=”10px” class=”” id=””]Testimonial[/fusion_title][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container hundred_percent=”yes” overflow=”visible” type=”flex”][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ background_position=”left top” background_color=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none” align_self=”flex-start” border_sizes_undefined=”” first=”true” last=”true” hover_type=”none” link=”” border_position=”all”][fusion_section_separator divider_candy=”bottom” icon=”” icon_color=”” bordersize=”1px” bordercolor=”#333333″ backgroundcolor=”#333333″ class=”” id=”” /][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container background_color=”” background_image=”https://mycralawyers.com.au/wp-content/uploads/2015/09/bkgd_bw2.jpg” background_parallax=”fixed” enable_mobile=”no” parallax_speed=”0.3″ background_repeat=”no-repeat” background_position=”left top” video_url=”” video_aspect_ratio=”16:9″ video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” video_mute=”yes” video_loop=”yes” fade=”no” border_color=”#e5e4e4″ border_style=”solid” padding_top=”65px” padding_bottom=”50px” padding_left=”20px” padding_right=”20px” hundred_percent=”no” equal_height_columns=”no” hide_on_mobile=”no” menu_anchor=”” class=”” id=”” type=”flex” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px”][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ background_position=”left top” background_color=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none” align_self=”flex-start” border_sizes_undefined=”” first=”true” last=”true” hover_type=”none” link=”” border_position=”all”][fusion_title size=”2″ content_align=”left” style_type=”double solid” sep_color=”#d4af37″ margin_top=”10px” margin_bottom=”10px” class=”” id=””]Testimonial[/fusion_title][/fusion_builder_column][fusion_builder_column type=”1_3″ layout=”1_3″ last=”false” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”true” spacing_right=”2%” min_height=””][fusion_testimonials design=”classic” backgroundcolor=”” textcolor=”” random=”” class=”” id=””][fusion_testimonial name=”Jess” avatar=”female” image=”” image_border_radius=”” company=”Qld” link=”” target=”_self”]Thank you so much for a great service that was professional and very prompt.[/fusion_testimonial][/fusion_testimonials][/fusion_builder_column][fusion_builder_column type=”1_3″ layout=”1_3″ last=”false” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”false” spacing_right=”2%” spacing_left=”2%” min_height=””][fusion_testimonials design=”classic” backgroundcolor=”” textcolor=”” random=”” class=”” id=””][fusion_testimonial name=”Sean” avatar=”male” image=”” image_border_radius=”” company=”NSW” link=”” target=”_self”]thanks a lot for stellar results on the client I referred Friday. Credit Card Default from a trigger happy major was removed in 3 days. Impressive[/fusion_testimonial][/fusion_testimonials][/fusion_builder_column][fusion_builder_column type=”1_3″ layout=”1_3″ last=”true” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”false” spacing_left=”2%” min_height=””][fusion_testimonials design=”classic” backgroundcolor=”” textcolor=”” random=”” class=”” id=””][fusion_testimonial name=”Joseph” avatar=”male” image=”” image_border_radius=”” company=”WA” link=”” target=”_self”]I would like to inform you that, after spoken to you yesterday, I called Veda and they told me that my credit default has been removed. I also ordered for my new credit report and indeed the Optus default listing was not there, plus my credit score went up 546 – 716%. I Just want to thank you guys for following up
Thank you
[/fusion_testimonial][/fusion_testimonials][/fusion_builder_column][fusion_builder_column type=”1_1″ layout=”1_1″ background_position=”left top” background_color=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none” align_self=”flex-start” border_sizes_undefined=”” first=”true” last=”true” hover_type=”none” link=”” border_position=”all”][fusion_separator style_type=”none” top_margin=”20″ bottom_margin=”20″ sep_color=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”” class=”” id=”” /][/fusion_builder_column][fusion_builder_column type=”1_2″ layout=”1_2″ last=”false” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”true” spacing_right=”2%” min_height=””][fusion_testimonials design=”classic” backgroundcolor=”” textcolor=”” random=”” class=”” id=””][fusion_testimonial name=”Awhina” avatar=”female” image=”” image_border_radius=”” company=”WA” link=”” target=”_self”]Thank you very much for your prompt handling of this matter. Thank you also to Corey who saved me a lot of to and throw (billing minutes) by quickly accessing my file for an up-to-the-minute update, supported by ‘NOW’ emails regarding progress, including clear understandable trust account billing.
I found it very refreshing get have an ‘off the record’frank discussions drawing on the experience of the team to be absolutely golden! I was able to carry on with business, rest assured myCRA Lawyers had everything under control.
MyCRA delivered on time and on budget.
Top Job Guys!! I will gladly recommend MyCRA Lawyers to family and friends in the future[/fusion_testimonial][/fusion_testimonials][/fusion_builder_column][fusion_builder_column type=”1_2″ layout=”1_2″ last=”true” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”false” spacing_left=”2%” min_height=””][fusion_testimonials design=”classic” backgroundcolor=”” textcolor=”” random=”” class=”” id=””][fusion_testimonial name=”Stefan” avatar=”male” image=”” image_border_radius=”” company=”Qld” link=”” target=”_self”]I contacted MyCRA Lawyers after being off work with an injury.
It started by missing a couple of small payments, power, phone then an existing loan I had.
Still unable to return to work, things started to compound exponentially and before I knew it I started getting calls from up to 3 different debt collectors 5 times a day.
I felt powerless to do anything about it and decided to give Graham Doessel at MyCRA Lawyers a call. Within the first week Graham and his expert team had completely removed the $1000 debt but more importantly, the default listing from VEDA. Their high success rate of removing defaults, combined with their extensive knowledge of debt collectors not adhering to certain rules they must follow means the defaults can be removed quicker than you would expect.
I would certainly recommend their services, and can’t tell you how satisfied you feel when the burden is lifted.[/fusion_testimonial][/fusion_testimonials][/fusion_builder_column][fusion_builder_column type=”3_5″ layout=”3_5″ last=”false” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”true” spacing_right=”2.4%” min_height=””][fusion_text]
As you think about who you might refer, you might think back over the clients that have been rejected for credit issues by you or your lenders for the past 3 or so years. Hope is an amazing gift you can give them and it’ll cost you nothing to mention MyCRA Lawyers to them all. Refer them through using our simple and convenient 90-second online referral form by clicking the big Green Button to the right.[/fusion_text][/fusion_builder_column][fusion_builder_column type=”2_5″ layout=”2_5″ last=”true” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”false” spacing_left=”1.6%” min_height=””][fusion_separator style_type=”none” top_margin=”20″ bottom_margin=”30″ sep_color=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” class=”” id=”” 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background_color=”rgba(255,255,255,0)” type=”flex”][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ background_position=”left top” background_color=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none” align_self=”flex-start” border_sizes_undefined=”” first=”true” last=”true” hover_type=”none” link=”” border_position=”all”][fusion_separator style_type=”none” sep_color=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”” class=”” id=”” /][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container hundred_percent=”yes” overflow=”visible” margin_top=”20px” margin_bottom=”20px” background_color=”rgba(255,255,255,0)” type=”flex”][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ background_position=”left top” background_color=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none” align_self=”flex-start” border_sizes_undefined=”” first=”true” last=”true” hover_type=”none” link=”” border_position=”all”][fusion_separator style_type=”none” sep_color=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”” class=”” id=”” /][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container hundred_percent=”yes” overflow=”visible” margin_top=”20px” margin_bottom=”20px” background_color=”rgba(255,255,255,0)” type=”flex”][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ background_position=”left top” background_color=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none” align_self=”flex-start” border_sizes_undefined=”” first=”true” last=”true” hover_type=”none” link=”” border_position=”all”][fusion_separator style_type=”none” sep_color=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”” class=”” id=”” /][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container hundred_percent=”yes” overflow=”visible” type=”flex”][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ last=”true” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”true” min_height=””][fusion_text]Past results are no indication of future success.[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]
Become A MyCRA Lawyers Accredited Referrer In 90 Seconds And Be Instantly Rewarded…
From Free Sales Training To Three Times The Referral Rewards And Special Offers For Your Clients That Start Sooner And Last Longer, It Pays You To Become A MyCRA Lawyers Accredited Referrer…
[/fusion_text][/fusion_builder_column][fusion_builder_column type=”2_3″ last=”no” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=””][fusion_text]You might already be the best communicator in the world.
You’re probably amazing at consultative selling.
Hell, you’re probably an NLP Master Practitioner… You probably don’t need all of the training resources we are adding to the accredited referrer portal this year but you might like to become accredited just to make sure you don’t miss out on that one little thing that could launch, propel and rocket you into the stratosphere in 2016.
I’ve been organising, compiling and gathering my resources to massively ramp up the sales, motivation, professional, industry and HR resources for accredited referrers within the MyCRA Lawyers Accredited Referrer Portal.[/fusion_text][fusion_tagline_box backgroundcolor=”” shadow=”yes” shadowopacity=”0.7″ border=”1px” bordercolor=”#d6d6d6″ highlightposition=”top” content_alignment=”center” link=”http://bit.ly/400-referral-rewards” linktarget=”_blank” modal=”” button_size=”” button_shape=”” button_type=”” buttoncolor=”” button=”Read This Post to discover how you can achieve $400 in Referral Rewards Per Default” title=”” description=”” margin_top=”” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ animation_offset=”” class=”” id=””][/fusion_tagline_box][fusion_youtube id=”n1zNwA61Y7g” width=”600″ height=”350″ autoplay=”no” api_params=”&rel=0 ” class=””/][fusion_separator style_type=”none” top_margin=”25″ bottom_margin=”35″ sep_color=”#353535″ border_size=”2″ icon=”fa-check-square-o” icon_circle=”no” icon_circle_color=”” width=”” alignment=”center” class=”” id=””/][fusion_youtube id=”_Vf_QWiOi6M” width=”600″ height=”350″ autoplay=”no” api_params=”&rel=0″ class=””/][fusion_separator style_type=”none” top_margin=”25″ bottom_margin=”35″ sep_color=”#353535″ border_size=”2″ icon=”fa-check-square-o” icon_circle=”no” icon_circle_color=”” width=”” alignment=”center” class=”” id=””/][fusion_button link=”” color=”default” size=”large” stretch=”” type=”3d” shape=”pill” target=”_self” title=”Click Here To Complete The One Page Accreditation page In 90 Seconds” gradient_colors=”|” gradient_hover_colors=”|” accent_color=”” accent_hover_color=”” bevel_color=”” border_width=”” icon=”fa-check” icon_position=”left” icon_divider=”yes” modal=”become_accredited” animation_type=”0″ animation_direction=”left” animation_speed=”1″ animation_offset=”” alignment=”center” class=”” id=””]Click Here For The Simple One Page Referrer Accreditation[/fusion_button][/fusion_builder_column][fusion_builder_column type=”1_3″ last=”yes” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_size=”1px” border_color=”#a7d686″ border_style=”solid” padding=”5px” margin_top=”” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ animation_offset=”” class=”” id=””][fusion_button link=”” color=”default” size=”large” stretch=”” type=”3d” shape=”pill” target=”_self” title=”Click Here To Complete The One Page Accreditation page In 90 Seconds” gradient_colors=”|” gradient_hover_colors=”|” accent_color=”” accent_hover_color=”” bevel_color=”” border_width=”” icon=”fa-check” icon_position=”left” icon_divider=”yes” modal=”become_accredited” animation_type=”0″ animation_direction=”left” animation_speed=”1″ animation_offset=”” alignment=”center” class=”” id=””]Click Here For The Simple One Page Referrer Accreditation[/fusion_button][fusion_separator style_type=”double solid” top_margin=”25″ bottom_margin=”35″ sep_color=”#81d742″ border_size=”2″ icon=”fa-check-square-o” icon_circle=”no” icon_circle_color=”” width=”” alignment=”center” class=”” id=””/][fusion_text]
Do You Personally Need A Clean Credit Rating Yourself?
If you answered YES, please fill in your details below and we’ll call you back for a free initial consultation where we can decide together your best options, and what your next step should be in cleaning your credit rating.
Please complete all fields | Your registration will be immediately received by our team and you’ll be notified by email once your application has been approved | If you need to immediately refer a client as an accredited referrer, please call 1300-667-218 with your clients details to have your application fast tracked.
Just wanted to say a huge huge ”THANK YOU” Image removed by sender. Emoji My credit report has been updated and my veda account all cleared, like it wasn’t even there. I appreciate so so much your help, your knowledge and experience in making this happen for me. It so wonderful to know there are still people out there like you who are willing to really help out people like me.
How Quickly MyCRA Lawyers Achieves Default Removal Resolutions – By Creditor
Our latest internal management review has revealed that of all matters fully investigated between 01/04/2015 and 30/09/2015:
achieved successful removal resolutions 91.6%
29.3% of the removal resolutions were achieved in 7 days or less
Vodafone defaults achieved default removal resolutions in an average of just 2 1/2 weeks (18.5 days)
[fusion_builder_container hundred_percent=”yes” overflow=”visible”][fusion_builder_row][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”]MyCRA Lawyers have removed 62% of all defaults between 1st April and 30th September 2015, in 30 days or less, with 29.3% removed in 7 days or less | Tel 1300-667-218
[/fusion_builder_column][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”]MyCRA Lawyers has achieved default removal resolutions between 1st April and 30th September 2015, in as little as 17 minutes with an amazing 29.3% in 7 days or less | Tel 1300-667-218
MyCRA Lawyers is known by thousands of Trusted Mortgage Professionals as the safest Credit Repair Lawyer In Australia.
If you would like to have your Default Removal Resolutions In As Little As 17 Minutes, pick up the phone and call MyCRA Lawyers now on 1300-667-218
No Cost, No Obligation Free Chat to discover your options for your specific personalised circumstances. Call now.[/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]
[/fusion_text][/fusion_builder_column][fusion_builder_column type=”1_1″ layout=”1_1″ last=”true” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”true” min_height=””][fusion_text]Credit Repair Background:
Elisa found out about the listing when she was unable to get a home loan. Her default listing occurred due to a partnership breakup and her house got sold at Mortgagee Auction around 2 years ago.
What were any challenges with the creditor? None. The creditor responded promptly to our office to confirm removal based on our initial findings.
Why was the listing removed? The creditor agreed to remove the default upon their review of MyCRA Lawyers’ formal request.
Summary: Elisa was referred to our office by her broker as she was unable to get a home loan. Our team managed to remove this listing in just 4 business days. Elisa can now confidently apply for her home loan. Congratulations Elisa!
[tipsy content=”Right click and select ‘Save Link As’ or similar to save the PDF to your computer. Alternatively, click on the link, then once open, right click and ‘Save As’ If this all fails, call 1300-667-218 and ask one of our friendly team to email you a copy.” group=”1″ use_oembed=”false” ]Click[/tipsy] HERE do download the PDF version of this Case Study.
Do You Want To Discover The Secrets Behind The Amazing Success In Removing 9 Out-Of 10 Defaults By MyCRA Lawyers?
Enter your details now
If you answered YES, Enter your details to register for your free initial consultation (no obligation) where you’ll uncover exactly what it takes to remove your defaults …
MyCRA Lawyers, Your Credit Repair Experts.[/fusion_text][/fusion_builder_column][fusion_builder_column type=”1_2″ layout=”1_2″ last=”true” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”#1e73be” border_style=”dashed” padding_top=”10px” padding_right=”10px” padding_bottom=”10px” padding_left=”10px” margin_top=”” margin_bottom=”” animation_type=”0″ animation_direction=”down” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”2px” border_sizes_bottom=”2px” border_sizes_left=”2px” border_sizes_right=”2px” first=”false” spacing_left=”2%” min_height=””][fusion_text]Fill in your details below to register for an obligation free, free initial consultation.
Who knew we would go from where we were to where we are now?
If another staff member said to me 2 years ago that in 2 years, our processes would change and we will find bigger and better ways to remove defaults – I would not have believed them.
Given that I played a big part in the processes changing and implementing, if I looked back, I would not believe that I would have had it in me to accomplish such a task as an individual, but also as part of a team.
We are constantly looking at how to improve, and how to challenge not only ourselves but to expand our knowledge.
On average, every second day, another staff member would come to me with an idea on how to improve. Most of these changes are implemented, and because of that, we are a lot quicker, and have a smoother process in removing defaults.
So when I sit back and think to myself: “who knew that we would be here now?” I wonder at the accomplishments that MyCRA Lawyers was able to achieve.
We are just like any other business – we have highs and lows. But we enjoy the small things and take the big things seriously – whether that would be having banter in the office over which lip gloss is better or if we are building a case against a creditor.
[fusion_builder_container hundred_percent=”yes” overflow=”visible”][fusion_builder_row][fusion_builder_column type=”1_1″ last=”yes” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” border_position=”all” border_size=”0px” border_color=”” border_style=”” padding=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ class=”” id=””][fusion_text]Mike Goldman is very busy these days with his new movie “Killing Goldman” and just like you, Mike had an unfair default listed on his credit rating.
Mike had a default listed by a phone company that was not only unfair, but upon investigation also unlawful.
If you would like your bad credit rating repaired, call MyCRA Lawyers now on 1300 667 218
Bad Credit Defaults Erased – Start Today From Just $497
[fusion_builder_container hundred_percent=”yes” overflow=”visible”][fusion_builder_row][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”]MyCRA Lawyers Can Help You Get A Good Credit Score – Call 1300 667 218 to get started now.
Yes, by now you probably already know that most of the clients we take on have an up to 9 in 10 chance of having their default(s) removed.
You probably also know that there are other so called credit repairers out there that make lots of claims with little to no substance to qualify their claims – just lots of reports in the press about ‘Shonks’ and rip-offs etc. charging like wounded bulls at your clients expense.
MyCRA Lawyers is the ONLY Law Firm in Australia that is 100% focused and specialising in helping you and your clients navigate the minefield that is up to 8,000 pages of legislation that is relied upon to evidence the creditors errors in placing our clients unlawful default listings.
[/fusion_builder_column][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”]MyCRA Lawyers – Experts In Credit Restoration – Call 1300-667-218 now if you deserve a second chance.
Given you might know of MyCRA Lawyers level of expertise, the speed at which the defaults are removed (a million dollar default removed in just 4 business days, another default in just 18 minutes) and the historical success rate better than 91.7%, you’d probably be surprised to learn that we are probably the most cost effective and best value for money Law Firm that can permanently erase your bad credit listings from just $497 down today.
If you’d like to learn more about how MyCRA Lawyers can help you and your clients, then do yourself a favour and pick up the phone and call 1300-667-218 during Queensland Business hours and speak to one of my Solicitors, Paralegals or support staff that are here to serve you now.
good afternoon Kamal, Graham Doessel from Mycra Lawyers in Brisbane, how you going?
I’m good, good thank you. How are you?
Good, Do you have a couple seconds?
Yes, I do actually have a patient in my room, I’m just printing something for him, just one moment.
Ok thanks
Ok, so ah, yeah, is there anything that I can do for you at the moment?
Absolutely, absolutely. Its um – are you talking to me or the patient?
ahh you haha
hahaha. Yeah, i just noticed the email that you sent through to lauren this morning
Yes
Thank you so very very much for your kind words that’s amazing
Thank you i really appreciate it
I was wondering if I used that in my marketing?
of cause
do you mind if i leave your name in there?
Yes 100%, but if you want me to send you the same email to you sir i have no problem with that
no that’s fine I’m happy to use the one I’ve got here that’s fine. Thank you so very very much and look if we can be of any help with anything at any stage in the future…?
Thank you so much i will tell all my doctors friends, family and I will recommend them to you, because for me –
it’s so easy to get bad credit isn’t it? (Yeah) It’s so easy to get bad credit and so hard to get rid of.
that’s right it was for me impossible to get any loan, without your help, cause you know I had two default unjustified and um I dunno if Lauren knew about it, I contacted Veda and the default has been removed completely, probably she doesn’t know yet haha, but i wanted to let her know, and my Veda score is the highest in Australia, its 911.
That’s fantastic
So yeah
So it’s just that default that was making it hard yeah?
Yes, my Veda score was 452 (yep) 20% bottom, you know, bottom, I mean sub zero, and now it’s 911, (yep) it’s the highest in the country. It’s in the 81 – 100%, so it’s the – it’s an excellent score – Excellent.
That’s amazing
So you’ve got below average, you’ve got average; you’ve got good, very good, and excellent. For mine its excellent thanks to you.
I’m very very glad to hear that very glad to hear that. (Thank you) So the only thing that I’ll block out of this thing is your personal email address
Beautiful
Fantastic
I’m more than happy for you to do that, yeah. And if you would like me to do some testimonial on YouTube for example, I’ll get my partner, shes in IT and ah she knows, well a lot about computers, I’m more than happy to organise a YouTube testimonial regarding umm you know… regarding the ahhh…. you know our chat and explaining what your firm has done to me.
G- well that’s – that’s absolutely wonderful yeah absolutely
And Lauren Andrew ahhh Phillip Anthony, Cory – they are all amazing, you know? I can’t tell you how beautiful the service was, it’s amazing, its changed my life. Its changed my life and its saved me thousands of dollars because you know the bank wanted to give me 10% because of my credit file. My excellent – my credit history now, its back on track
fantastic, congratulations Kumal that’s amazing
thank you so much sir, thank you so much. Thank you.
do you mind if i pull this phone call from our server and Ill just use your kind words in an audio testimonial as well is that ok?
[fusion_builder_container background_color=”” background_image=”” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_repeat=”no-repeat” background_position=”left top” video_url=”” video_aspect_ratio=”16:9″ video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” border_size=”0px” border_color=”” border_style=”” padding_top=”20″ padding_bottom=”20″ padding_left=”0″ padding_right=”0″ hundred_percent=”no” equal_height_columns=”no” hide_on_mobile=”no” menu_anchor=”” class=”” id=””][fusion_builder_row][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”][fusion_text]Here’s the video testimonial we got today from Belinda Smith who had a very hard time.
She was trying to get Veda Advantage, The Office Of The Information Commissioner and the Creditor themselves to remove the default but with zero success.
She had given up.
Click the video below to hear her story. (There are captions if you can’t hear it where you are now…)
I have recently had a default lifted from my name by MyCRA Lawyers.
We went for a bank loan, and it got rejected because of the default. I rang the company that placed the default to see if this was true and in fact it was.
I spent the next 12 months, making phone calls, emails, contacting Veda, contacted the Australian Information Commissioner in Sydney – nobody could help. I could note get my default lifted – we had given up hope.
Our financial broker suggested that we gave MyCRA Lawyers a call. I cannot express my gratitude to the team at MyCRA Lawyers. They’re understanding.
Graham Doessel, the CEO of MyCRA Lawyers, rang me many times, discussing my default, and when that phone call came from him personally, to say that my default had been lifted, I can’t express my emotions at that moment. There were tears, there was laughter, there was – it was just an overwhelming feeling. So I would like to say thank you, for all their hardwork.
If you need a lawyer for any reason, or a default or any other reason you might need a lawyer, give MyCRA Lawyers a call. See if they can help.
But I would just like to say a big thank you. Thank you for helping us, and thank you for letting us, now we can move on. So thank you.
If Bad Credit is still making your life difficult and you want help removing it, Call MyCRA Lawyers now on 1300 667 218[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container background_color=”” background_image=”” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_repeat=”no-repeat” background_position=”left top” video_url=”” video_aspect_ratio=”16:9″ video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” overlay_opacity=”0.5″ video_mute=”yes” video_loop=”yes” fade=”no” border_size=”0px” border_color=”” border_style=”” padding_top=”20″ padding_bottom=”20″ padding_left=”0″ padding_right=”0″ hundred_percent=”no” equal_height_columns=”no” hide_on_mobile=”no” menu_anchor=”” class=”” id=””][fusion_builder_row][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”][fusion_text]Click the play button below to hear the (slightly edited) version of the phone call between Graham Doessel and Belinda Smith as Graham tells Belinda that her default has been removed.
Recently, (11th May 2015) Veda Advantage issued a notice to it’s subscribers that they would no longer be removing Court Judgments when a Notice Of Discontinuance is filed.
If you use a credit repairer that is NOT a Law Firm, there is a very strong chance they will not fully understand the intracies and legal ramifications of having the Judgment removed.
Can you and your reputation really afford to take the risk?
Call MyCRA Lawyers now on 1300 667 218 for a no obligation chat.
By the way, here’s a short video showing you how easy it is to refer a friend or your client online right now… (Has subtitles in case you’r speakers don’t work)
[/fusion_builder_column][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”]How to refer a friend or client with MyCRA Lawyers online referrer form
Call Mycra Lawyers now on 1300 667 218 if you need to imagine how relieved you’ll feel when you see yourself with a clean credit rating and your broker or bank says “APPROVED” – You just might think to yourself how glad you are that you decided to choose Mycra Lawyers. Call now – 1300 667 218
We now have a direct dial number for Accredited Brokers [/fusion_builder_column][fusion_builder_column type=”1_1″ background_position=”left top” background_color=”” border_size=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none”][] (also, have you spoken to Gerard McDonald yet? He is ex Liberty, understands what you need as a broker and is 100% focused on helping you settle more deals – call him on 0438 744 278 or email him at GM@mycralawyers.com.au)
With close to 3.4 Million bad credit listings on more than 16.5 Million credit files in Australia, it’s not surprising that brokers come face to face with clients credit file defaults every single day and with the GFC and tightening lending criteria, it seems to be getting harder and harder to be a broker.
Picture this…
You have a client contact you, it’s a straight forward deal, sweet, this one will go towards this month’s mort.gage payment… then out of the blue, the client says, “that default on my CRA won’t make any difference will it?” (If they tell you at all)
Your heart sinks… you think to yourself, “why couldn’t they have told me at the start…”
You know that the default has seriously limited the number of lenders that will even look at the deal let alone approve it…
I’m sure the above scenario is one that all too many brokers have seen in the past. And all too many Brokers have had no where to go… The deal was lost and the commission was gone…
All that hard work for nothing… Oh well, at least you found out early in the piece…
Recently a solution popped up…
How about removing the default from the clients Credit File…
And you can make a few bucks as well… (But more about that shortly..)
Mycra Lawyers is not just another ‘wannabe’ that says a lot but does very little…
Mycra Lawyers puts its money where its mouth is… and with a 91.7% hit rate, we can afford to.
Historically, up-to 91.7% of all Credit file repair applicants achieve a positive outcome.
If you answered YES to all 4 questions then read on..
%%First Name%% if you counted up how many deals you’ve lost due to bad credit, and then added up the commission that’s not in your pocket because of it, don’t you think you deserve to have Mycra Lawyers as an option to help your clients? (and you)
Here is what one broker has had to say about the process:
________________________________________________
Hi Guys,
Please use this to help convince more brokers to get credit files fixed.
Happy to help in any way I can.
If other brokers only use you once a month they could add thousands to their bottom line every year..
Thanks heaps for the help
Pete.
“These guys really help us brokers especially as we seem to come up against a credit impaired client at least once a week.
One of my clients recently wanted to re-finance and went to the NAB, they told him he had a $4,127.00 paid default that he knew nothing about. He also had a court Judgement from 2005. Funny enough, they said no.
As it happens, the client had a dispute with a creditor, he won the argument and paid the bill and was unaware that the creditor had listed him on his CRAA.
When I got the client, he told me about the CRAA and we talked about getting it fixed. We did the numbers and it made good financial sense. If we could get him placed as nonconforming, the rate would be much higher and the LVR much lower… Getting his CRAA fixed was a lot better solution.
I have now settled on this deal. The client is very happy with his standard rate and I got paid too. ($843,214.00 Re-finance)”
PS VIC
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More and testimonials referrals
and video testimonials
_________________________________________________
Check us out at www.mycralawyers.com.au, then call Mycra Lawyers now on 1300 667 218 (Or direct on 07 3124 7133) or
email info@mycralawyers.com.au for more information.
If you would like to jump the queue and get straight down to it.. so you client is automatically tagged to you as their broker
Help your client understand our process, send them through and we’re on our way to getting another deal settled for you.
Once you are comfortable with who we are and what we do, I can talk to you about the referral program that could see you making or passing on to your client up to 7.34% of your clients total professional fees on each credit file repair.
Thanks for taking the time out of your busy schedule to read this.
Please come back to me personally if you have any questions.
And You Might Also Think That All Of This Wisdom, Experience, Expertise, Training, Research, Dedication And Commitment to Removing Your Bad Credit Quicker And More Consistently Than Anyone Else In Australia, Would Come At A Very Reasonable Price Point… And You’d Be Right Again.
[/fusion_imageframe][fusion_title size=”2″ content_align=”left” style_type=”double solid” sep_color=”#d4af37″ margin_top=”10px” margin_bottom=”10px” class=”” id=””]Testimonial[/fusion_title][fusion_text]
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[/fusion_imageframe][fusion_title size=”2″ content_align=”left” style_type=”double solid” sep_color=”#d4af37″ margin_top=”10px” margin_bottom=”10px” class=”” id=””]Testimonial[/fusion_title][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container hundred_percent=”yes” overflow=”visible” type=”flex”][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ background_position=”left top” background_color=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none” align_self=”flex-start” border_sizes_undefined=”” first=”true” last=”true” hover_type=”none” link=”” border_position=”all”][fusion_section_separator divider_candy=”bottom” icon=”” icon_color=”” bordersize=”1px” bordercolor=”#333333″ backgroundcolor=”#333333″ class=”” id=”” /][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container background_color=”” background_image=”https://mycralawyers.com.au/wp-content/uploads/2015/09/bkgd_bw2.jpg” background_parallax=”fixed” enable_mobile=”no” parallax_speed=”0.3″ background_repeat=”no-repeat” background_position=”left top” video_url=”” video_aspect_ratio=”16:9″ video_webm=”” video_mp4=”” video_ogv=”” video_preview_image=”” overlay_color=”” video_mute=”yes” video_loop=”yes” fade=”no” border_color=”#e5e4e4″ border_style=”solid” padding_top=”65px” padding_bottom=”50px” padding_left=”20px” padding_right=”20px” hundred_percent=”no” equal_height_columns=”no” hide_on_mobile=”no” menu_anchor=”” class=”” id=”” type=”flex” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px”][fusion_builder_row][fusion_builder_column type=”1_1″ layout=”1_1″ background_position=”left top” background_color=”” border_color=”” border_style=”solid” spacing=”yes” background_image=”” background_repeat=”no-repeat” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”0px” margin_bottom=”0px” class=”” id=”” animation_type=”” animation_speed=”0.3″ animation_direction=”left” hide_on_mobile=”no” center_content=”no” min_height=”none” align_self=”flex-start” border_sizes_undefined=”” first=”true” last=”true” hover_type=”none” link=”” border_position=”all”][fusion_title size=”2″ content_align=”left” style_type=”double solid” sep_color=”#d4af37″ margin_top=”10px” margin_bottom=”10px” class=”” id=””]Testimonial[/fusion_title][/fusion_builder_column][fusion_builder_column type=”1_3″ layout=”1_3″ last=”false” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”true” spacing_right=”2%” min_height=””][fusion_testimonials design=”classic” backgroundcolor=”” textcolor=”” random=”” class=”” id=””][fusion_testimonial name=”Jess” avatar=”female” image=”” image_border_radius=”” company=”Qld” link=”” target=”_self”]Thank you so much for a great service that was professional and very prompt.[/fusion_testimonial][/fusion_testimonials][/fusion_builder_column][fusion_builder_column type=”1_3″ layout=”1_3″ last=”false” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”false” spacing_right=”2%” spacing_left=”2%” min_height=””][fusion_testimonials design=”classic” backgroundcolor=”” textcolor=”” random=”” class=”” id=””][fusion_testimonial name=”Sean” avatar=”male” image=”” image_border_radius=”” company=”NSW” link=”” target=”_self”]thanks a lot for stellar results on the client I referred Friday. Credit Card Default from a trigger happy major was removed in 3 days. Impressive[/fusion_testimonial][/fusion_testimonials][/fusion_builder_column][fusion_builder_column type=”1_3″ layout=”1_3″ last=”true” spacing=”yes” center_content=”no” hide_on_mobile=”no” background_color=”” background_image=”” background_repeat=”no-repeat” background_position=”left top” hover_type=”none” link=”” border_position=”all” border_color=”” border_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” animation_type=”” animation_direction=”” animation_speed=”0.1″ animation_offset=”” class=”” id=”” border_sizes_top=”0px” border_sizes_bottom=”0px” border_sizes_left=”0px” border_sizes_right=”0px” first=”false” spacing_left=”2%” min_height=””][fusion_testimonials design=”classic” backgroundcolor=”” textcolor=”” random=”” class=”” id=””][fusion_testimonial name=”Joseph” avatar=”male” image=”” image_border_radius=”” company=”WA” link=”” target=”_self”]I would like to inform you that, after spoken to you yesterday, I called Veda and they told me that my credit default has been removed. I also ordered for my new credit report and indeed the Optus default listing was not there, plus my credit score went up 546 – 716%. I Just want to thank you guys for following up
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