CASE STUDY – DEFAULT REMOVAL – Zoe and Latitude Finance/Lion Finance

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Bad Credit Rating Default Removal Case Study

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MyCRA (Specialist Credit Repair) Lawyers Client Profile:

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Credit Repair Background:
Zoe had a default with Latitude Finance. The credit card was for Zoe’s parents and she was unaware of anything being unpaid or paid until she called up to arrange a date of payment and she was advised that it was listed as a default. Zoe notified them that she had never received any notices from Latitude that the account was overdue.

What were any challenges with the creditor?
Zoe’s lawyer requested copies of all communications sent to Zoe and Lion Finance could not provide any communications.

Why was the listing removed?
MyCRA Lawyers sent a demand letter to Lion Finance. Lion Finance could not provide notices and they have agreed to remove the default on a without prejudice basis.

Summary:
Zoe engaged MyCRA Lawyers to investigate the likelihood of removal of a Latitude Finance/Lion Finance default listing on her credit file. The listing was a direct result of when Zoe was unaware that the account was overdue. Zoe only discovered the bad credit default listing when she was later declined for finance. MyCRA Lawyers negotiated the successful removal of her bad credit default listing in 18 days. Zoe can now move forward financially. Congratulations Zoe and good luck!

Zoe ’s* name has been changed to protect privacy

Call MyCRA Lawyers today if you’re struggling with your bad credit rating and you need MyCRA Lawyers to help you get it removed fast. Call 1300 667 218 now

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